Are you wondering how much less you could be paying in monthly installments? We are a credit brokerage company operating in Norway since 1985, specializing in financial assistance and loan intermediation. We support clients with consumer loans, refinancing, mortgages and credit cards. Through cooperation with 20 banks, we provide the best available credit conditions – completely free of charge for our clients.
Case Study 1: Interest rate reduction and debt consolidation
Client situation
Our client had three different credit obligations:
- Consumer loan in Lea Bank: 10,143.90 kr with 18.3% interest
- Consumer loan in TF Bank: 145,714.45 kr with 15.9% interest
- Credit card in Santander: 7,177.49 kr with 22% interest
Total debt amount: 163,035.84 kr
The challenge
The client struggled with high interest rates and multiple monthly payments, which made financial management difficult. Having debts spread across different banks resulted in high servicing costs.
Our solution
Thanks to our cooperation with 20 banks, we secured the best possible refinancing offer:
- New loan in Lea Bank: 350,000 kr with 9.38% nominal interest
- Amount used for refinancing: 163,035.84 kr
- Additional funds for any purpose: 186,964.16 kr
Results
- Interest rate reduced from 22% to 9.38%
- One monthly payment instead of three
- 186,964.16 kr in additional available funds
Case Study 2: Comprehensive refinancing with additional funds
Background
The client had two existing obligations:
- Consumer loan in Lea Bank: 336,491.29 kr with 12.7% interest
- Consumer loan in Morrow Bank: 46,158.98 kr with 15% interest
Total debt amount: 382,650.27 kr
Our solution
We arranged a comprehensive refinancing structure:
- New loan in Lea Bank: 443,000 kr with 9.38% nominal interest
- Amount refinanced: 382,650.27 kr
- Additional funds: 60,349.73 kr
Client benefits
- Interest reduced from 15% to 9.38%
- One monthly payment instead of two
- 60,349.73 kr in extra funds, increasing financial flexibility
Loan payments in Norway – choose Motty
Our refinancing services have helped clients reduce loan payments in Norway, simplify their finances and gain better control over monthly expenses.
If your installments are too high and you want to optimize your costs, contact us to find out how much you could save.
Our services are completely free of charge and without obligation – the bank pays our commission.
