You can apply for a loan both online and by phone.
The easiest way is to apply online.
If the loan is approved, you can upload documents and sign the agreement with BankID on a code chip or mobile together with a password.
If the loan is approved, we will always send you an email with the loan offer and an SMS.

We offer loan amounts from NOK 5,000-800,000.
Your borrowing capacity is assessed individually in the application.
If you apply together with someone, it will often increase the chance of borrowing the amount you want and there are also better chances of getting an overall better interest rate or a higher loan amount.

In order to apply for a consumer loan with us, these criteria must be met:

• You have no debt collection cases
• You are at least 23 years old
• You have a fixed income of at least NOK 230,000
• You have lived and paid taxes in Norway for the last three years
• You must undergo a credit check

Customers usually receive an answer to their loan application during the day.
If you apply in the afternoon or evening, you will receive an answer in the morning of the following day.
If you apply during the weekend, you will receive a response on the first working day after the weekend.

Most banks send loan documents by email and ask you to sign with BankID.
The loan will be in your account within 1-3 business days.
Otherwise, normal postal service applies.