Car Loan

The cheapest loan for a new car

Your car has broken down? Or is it time to buy a new one? Car related expenses often come as a surprise and can be beyond your budget. Fortunately, there is a solution!


At Motty, we have a lot of experience in financing a car purchase. We can help you find the cheapest car loan.

  • How much can I borrow?

    There are many different factors that determine the loan amount. Banks take into account: your income, your family situation, whether you have a mortgage, how much debt you have, whether you borrow alone or with someone, whether you have debt collection proceedings and what your creditworthiness is. You can find an overview of your credit and consumer debt in the Debt Register (Gjeldsregisteret). Use the credit calculator to calculate how much you can borrow. You can also ask us for help - just apply for a loan. Getting a loan offer from us is completely free and non-binding.

  • Why choose Motty when applying for a loan?

    Motty works with leading Norwegian banks, offering consumer loans, refinancing loans, mortgages, special loans and credit cards. Here are 10 reasons why you should choose Motty when applying for a loan:
    1. We compare banks' interest rates, fees and commissions for you. You don't have to undertake the work of contacting all the banks and wondering if you've found the cheapest loan.
    2. You only need to apply once. We'll take care of the rest of the paperwork with the banks.
    3. Once you've sent in your application, we'll present you with loan offers from nearly 20 banks - you're free to choose, you can accept or reject them.
    4. Get everything done online - quickly and securely. All you need to do is sign the agreement via BankID and the money will be paid directly into your account.
    5. You get the best loan offers available on the market at the time of application.
    6. You get all the help you need in the application process. Need help completing the application itself or something is not clear? We know all about consumer loans and refinancing. We help you all the way from start to finish.
    7. We know the financial market like the back of our hand. We know who to trust, so you don't have to explore the ins and outs of the financial market.
    8. Motty's assistance is free of charge and non-binding.
    9. We comply with legal regulations. We are subject to the Norwegian Financial Supervisory Authority.
    10. Our staff are experts with many years of experience in the credit industry. We have been helping people obtain loans since 1985 and are an independent credit intermediary that works with the largest Norwegian banks. We guarantee a professional service and an individual approach to the customer.

Low-cost car loan of up to 800 000 NOK

Apply for a car loan with Motty! Submit your application via our form on the website. We will verify it and send it to nearly 20 different banks, who will then provide you with a competitive offer for the cheapest car loan.


You will receive offers within 1-3 days. If you accept the offer and sign the contract, the money will be paid into your account immediately. However, if you decide not to accept any of the offers - you can end the loan process, with no further obligations. By opting for a loan with Motty, you get a better chance of obtaining a favourable car loan.


Benefits of applying for a car loan with Motty

When applying for a car loan with us, you do not have to declare the purchase of a specific car. Get a loan and simply buy the car of your dreams.


  • You save on hidden costs.
  • No requirement for car insurance - for cars up to a certain value, waiving insurance will help reduce costs.
  • No requirement for a down payment.
  • Secure online application process.
  • Immediate response to the application.
  • Applying is free and non-binding!


Who can apply for a car loan?

The vast majority of people can apply for a car loan. The criteria you must meet are:


  • No inkasso
  • At least 23 years old.
  • A steady income of at least 230 000 NOK


The bank will conduct a credit rating before making an offer.


Car loan interest rates

The interest rate on a car loan depends on how much you want to borrow, the repayment period you choose, and your financial conditions and creditworthiness.


Compare car loans! 

Make sure you get the best possible loan terms before you sign the contract. To get you the best possible offer, we send your credit application to several banks. You choose the one that best suits you and your needs. We give you full control and the opportunity to get the best car loan with the lowest possible interest rate and costs.


Repaying a previous loan?

If so, consider refinancing! The advantage of refinancing when taking out a new loan is that all your obligations are combined into one loan. You don't have to pay several different installments with different interest rates and keep track of several payment terms. Refinancing gives you better control and a lower cost of credit.


Motty can help You!

We help you organize your finances. We understand the market, and with years of experience, we can give you useful tips and advice to improve your financial situation.


We are happy to help you - contact us via phone: +47 465 42 951 or email at: info@motty.no


Apply for offers from up to 20 banks!

Free and non-binding help

Consumer Loan
Mortgage
Credit Card
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