{"id":4390,"date":"2024-09-12T11:59:03","date_gmt":"2024-09-12T11:59:03","guid":{"rendered":"https:\/\/www.motty.no\/?post_type=tjenester&#038;p=4390"},"modified":"2025-05-08T12:24:23","modified_gmt":"2025-05-08T12:24:23","slug":"batlan-uten-egenkapital","status":"publish","type":"tjenester","link":"https:\/\/www.motty.no\/pl\/kredyt\/batlan-uten-egenkapital","title":{"rendered":"Kredyt na \u0142\u00f3d\u017a bez wk\u0142adu w\u0142asnego"},"content":{"rendered":"<div id=\"69f38f8f6ea6b\" class=\"page__banner-outer-container relative\">\n    <div class=\"container mx-auto py-10 px-6 md:px-14 md:py-14 xl:px-28\">\n                <div class=\"max-w-full lg:max-w-[862px] flex flex-col gap-6 lg:gap-8\">\n            <h1 class=\"h1 lg:max-w-[543px]\">Kredyt na \u0142\u00f3d\u017a bez wk\u0142adu w\u0142asnego<\/h1><div class=\"page__banner-contents-rte content-rte lg:text-[24px]\"><p>Lato w pe\u0142ni, a Ty od dawna marzy\u0142e\u015b o nowej \u0142odzi? Potrzebujesz dodatkowych \u015brodk\u00f3w na spe\u0142nienie tego celu? Wnioskuj\u0105c z Motty, pieni\u0105dze otrzymasz w ci\u0105gu kilku dni!<\/p>\n<\/div>        <\/div>\n            <\/div>\n    <svg class=\"hidden absolute top-0 right-0 lg:block\" width=\"467\" height=\"719\" viewBox=\"0 0 467 719\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n    <path d=\"M492.327 74.0103L492.323 74.0144L491.513 74.7762L491.499 74.7891L491.486 74.8024L472.243 94.0042L379.29 186.754L135.031 430.481V271.943C135.031 197.08 195.138 135.179 270.132 134.745C298.024 134.585 324.011 142.843 345.677 157.142L346.545 157.714L347.28 156.98L440.764 63.6989L441.766 62.6999L440.668 61.8074C392.825 22.8971 333.515 1.72514 270.946 1.72514C209.35 1.72514 150.904 22.2331 103.443 60.0049V3V1.72514H102.168H3H1.72514V3V270.349V274.419V692.781C1.72514 714.503 28.0263 725.356 43.4053 710.01L74.5434 678.944L73.6429 678.042L74.5435 678.944L100.509 653.03L534.827 219.663L584.067 170.53C609.064 147.573 641.48 134.882 675.512 134.745C750.54 134.436 811.972 197.085 811.972 272V704.462C811.972 711.536 817.731 717.275 824.815 717.275H932.432C939.526 717.275 945.275 711.535 945.275 704.462V270.349C945.275 198.598 917.279 131.144 866.427 80.4028C815.585 29.6732 747.973 1.72514 676.072 1.72514C604.169 1.72514 542.342 27.4039 492.327 74.0103ZM406.851 679.325H408.126H538.889H540.164V678.05V279.134V276.061L537.988 278.232L407.226 408.705L406.851 409.079V409.608V678.05V679.325Z\" stroke=\"#2264DC\" stroke-opacity=\"0.12\" stroke-width=\"2.54971\"\/>\n    <\/svg>\n<\/div>\n\n<div id=\"69f38f8f6f5bb\" class=\"flexible__content-outer-container\">\n    <div class=\"container mx-auto md:px-14 md:py-14 xl:px-28\">\n        <div class=\"flex flex-col md:flex-row gap-10 xl:gap-20 items-start\">\n                                        <div class=\"flexible__contents-sidebar md:sticky top-14 w-full md:order-2 grow md:w-[calc(40%-20px)]\">\n                    \n\n    <div data-config='{\"locale\":\"pl\"}' data-id=\"application-form-container\" data-current-form=\"0\" class=\"relative bg-fjellvann-medium-beige p-6 md:p-14 md:rounded-lg z-50\">\n                    <ul class=\"flex gap-2 justify-center mb-8\">\n                                    <li>\n                        <button\n                            data-id=\"calculator-tab\"\n                            data-active=\"true\" data-id=\"consumerLoan\" class=\"text-[10px] md:text-[14px] h-full hover:bg-fjellvann-light-beige transition-colors text-fjellvann-dark-blue leading-[1.5] py-2 px-4 rounded-[4px] border border-fjellvann-dark-blue data-[active='true']:bg-fjellvann-white data-[active='true']:font-generalsansmedium\">\n                            Kredyt konsumencki                        <\/button>\n                    <\/li>\n                                    <li>\n                        <button\n                            data-id=\"calculator-tab\"\n                            data-active=\"false\" data-id=\"mortgage\" class=\"text-[10px] md:text-[14px] h-full hover:bg-fjellvann-light-beige transition-colors text-fjellvann-dark-blue leading-[1.5] py-2 px-4 rounded-[4px] border border-fjellvann-dark-blue data-[active='true']:bg-fjellvann-white data-[active='true']:font-generalsansmedium\">\n                            Kredyt hipoteczny                        <\/button>\n                    <\/li>\n                                    <li>\n                        <button\n                            data-id=\"calculator-tab\"\n                            data-active=\"false\" data-id=\"creditCard\" class=\"text-[10px] md:text-[14px] h-full hover:bg-fjellvann-light-beige transition-colors text-fjellvann-dark-blue leading-[1.5] py-2 px-4 rounded-[4px] border border-fjellvann-dark-blue data-[active='true']:bg-fjellvann-white data-[active='true']:font-generalsansmedium\">\n                            Karta kredytowa                        <\/button>\n                    <\/li>\n                            <\/ul>\n                                            <div\n                    class=\"hidden data-[active='true']:block\"\n                    data-active=\"true\"\n                    data-config='{\"locale\":\"pl\",\"product\":\"consumerLoan\",\"allowPsd2\":true}' id=\"application-form-0\" data-id=\"application-form\"><\/div>\n                                            <div\n                    class=\"hidden data-[active='true']:block\"\n                    data-active=\"false\"\n                    data-config='{\"locale\":\"pl\",\"product\":\"mortgage\",\"loanMin\":\"100000\",\"loanMax\":\"20000000\",\"loanDefault\":\"2000000\",\"loanStep\":\"50000\",\"allowPsd2\":true}' id=\"application-form-1\" data-id=\"application-form\"><\/div>\n                                            <div\n                    class=\"hidden data-[active='true']:block\"\n                    data-active=\"false\"\n                    data-config='{\"locale\":\"pl\",\"product\":\"creditCard\",\"allowPsd2\":true}' id=\"application-form-2\" data-id=\"application-form\"><\/div>\n                            <div class=\"trustpilot-widget mt-8 md:hidden block\" data-locale=\"nb-NO\" data-template-id=\"5419b637fa0340045cd0c936\" data-businessunit-id=\"60e41e228b616600019987b4\" data-style-height=\"20px\" data-style-width=\"100%\" data-theme=\"light\">\n            <a href=\"https:\/\/www.trustpilot.com\/review\/motty.no\" target=\"_blank\" rel=\"noopener nofollow\"><\/a>\n        <\/div>\n    <\/div>\n                <\/div>\n                                        <div class=\"flexible__contents-inner-container px-6 md:px-0 md:w-[calc(60%-20px)] md:order-1 xl:w-[65ch] mx-auto\">\n                    <div class=\"flexible__contents-inner-items flex flex-col gap-12 md:gap-14 lg:gap-20\">\n                                                            <div class=\"flexible__contents-rte content-rte richtext__contents\">\n                                        <h3>Ile mog\u0119 po\u017cyczy\u0107?<\/h3>\n<p>Kwota kredytu zale\u017cy od wielu czynnik\u00f3w m.in. rodzaju i ceny \u0142odzi, kt\u00f3r\u0105 zamierzasz kupi\u0107, wybranego okresu sp\u0142aty i wysoko\u015bci wk\u0142adu w\u0142asnego.<\/p>\n<p>Skontaktuj si\u0119 z nami, a pomo\u017cemy Ci obliczy\u0107, ile b\u0119dzie kosztowa\u0107 Ci\u0119 kredyt, lub skorzystaj z naszego kalkulatora kredytu na \u0142\u00f3d\u017a.<\/p>\n                                    <\/div>\n                                                                    <div class=\"flexible__contents-accordion\">\n                                                                                    <div class=\"border-fjellvann-medium-blue first:border-t border-b accordion__item-block\">\n                                                <h3 class=\"h4 font-recklessregular flex items-center justify-between cursor-pointer accordion__item-qa py-6 transition-all duration-300 ease-in-out\">\n                                                    <span class=\"w-[calc(100%-32px)] cursor-pointer\">Jak szybko otrzymam pieni\u0105dze?<\/span>\n                                                    <div class=\"flex items-center justify-center w-[32px] h-[32px] rounded-full bg-fjellvann-blue\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                                                            <path d=\"M12 5V19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                            <path d=\"M5 12H19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                        <\/svg>\n                                                    <\/div>\n                                                <\/h3>\n                                                <div class=\"accordion__item_content max-h-[0] overflow-hidden\">\n                                                    <div class=\"accordion-description\">\n<div class=\"section\">\n<p class=\"section-inner\"><span data-sheets-root=\"1\">Je\u015bli wszystkie wymagania zosta\u0142y spe\u0142nione, a Ty zaakceptowa\u0142e\u015b ofert\u0119, pieni\u0105dze mog\u0105 zosta\u0107 wyp\u0142acone w ci\u0105gu 1-3 dni roboczych. Zadbaj o prawid\u0142owe wype\u0142nienie wniosku &#8211; w\u00f3wczas ca\u0142y proces przebiegnie sprawniej i szybciej.<\/span><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<div class=\"section\">\n<p class=\"section-inner\"><span style=\"color: var(--fjellvann-medium-blue)\">Po otrzymaniu wniosku banki sprawdzaj\u0105 informacje dot. Twojego zad\u0142u\u017cenia oraz proces\u00f3w windykacyjnych oraz przeprowadzaj\u0105 Twoj\u0105 ocen\u0119 kredytow\u0105. W zwi\u0105zku z tym czasami mo\u017ce up\u0142yn\u0105\u0107 od 1 \u2013 7 dni od wys\u0142ania wniosku do momentu wyp\u0142aty pieni\u0119dzy.<\/span><\/p>\n<\/div>\n<\/div>\n                                                <\/div>\n                                            <\/div>\n                                                                                    <div class=\"border-fjellvann-medium-blue first:border-t border-b accordion__item-block\">\n                                                <h3 class=\"h4 font-recklessregular flex items-center justify-between cursor-pointer accordion__item-qa py-6 transition-all duration-300 ease-in-out\">\n                                                    <span class=\"w-[calc(100%-32px)] cursor-pointer\">Czy mog\u0119 zmieni\u0107 okres sp\u0142aty?<\/span>\n                                                    <div class=\"flex items-center justify-center w-[32px] h-[32px] rounded-full bg-fjellvann-blue\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                                                            <path d=\"M12 5V19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                            <path d=\"M5 12H19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                        <\/svg>\n                                                    <\/div>\n                                                <\/h3>\n                                                <div class=\"accordion__item_content max-h-[0] overflow-hidden\">\n                                                    <p>Okres sp\u0142aty to czas, kt\u00f3ry masz na sp\u0142at\u0119 kredytu. Mo\u017cesz skr\u00f3ci\u0107 okres sp\u0142aty, zwi\u0119kszaj\u0105c miesi\u0119czn\u0105 rat\u0119, ale nie mo\u017cesz go wyd\u0142u\u017cy\u0107. Kredyt mo\u017cesz sp\u0142aci\u0107 w dowolnym momencie, sp\u0142acaj\u0105c ca\u0142\u0105 po\u017cyczon\u0105 kwot\u0119.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                                                            <\/div>\n                                                                    <div class=\"flexible__contents-rte content-rte richtext__contents\">\n                                        <h3><span class=\"\">Jak wybra\u0107 najlepszy kredyt?<\/span><\/h3>\n<p><span data-sheets-root=\"1\">Podejmiemy si\u0119 zweryfikowania i wys\u0142ania Twojego wniosku do wielu bank\u00f3w jednocze\u015bnie i zebrania dla Ciebie ofert kredytowych.<\/span><\/p>\n<p><span data-sheets-root=\"1\">Robimy wszystko, by u\u0142atwi\u0107 Ci por\u00f3wnanie oprocentowania, op\u0142at i rat kredytu. Nie musisz sam szuka\u0107 najta\u0144szej oferty kredytu. Zrobimy to za Ciebie! Ty sk\u0142adasz wniosek, a my znajdujemy najni\u017csze oprocentowanie i najlepsz\u0105 ofert\u0119 kredytu. Pomagamy bezp\u0142atnie i ca\u0142kowicie bez zobowi\u0105za\u0144.<\/span><\/p>\n<h3><span class=\"\">Jak wnioskowa\u0107?<\/span><\/h3>\n<ul class=\"defaultList\">\n<li>Wype\u0142nij i wy\u015blij wniosek.<\/li>\n<li>Skontaktuj si\u0119 z doradc\u0105 i potwierd\u017a szczeg\u00f3\u0142y wniosku.<\/li>\n<li>Por\u00f3wnaj oferty &#8211; odsetki, op\u0142aty i raty.<\/li>\n<li>Wybierz ofert\u0119 i z\u0142\u00f3\u017c podpis za pomoc\u0105 BankID na stronie banku.<\/li>\n<\/ul>\n<p>Gotowe!<\/p>\n<h3>Kredyt na \u0142\u00f3d\u017a bez wk\u0142adu w\u0142asnego<\/h3>\n<p>Z Motty mo\u017cesz wnioskowa\u0107 o kredyt na \u0142\u00f3d\u017a bez wk\u0142adu w\u0142asnego oraz bez zabezpieczenia w nieruchomo\u015bci lub innej formie maj\u0105tki. Oznacza to, \u017ce mo\u017cesz po\u017cyczy\u0107 ca\u0142\u0105 kwot\u0119 potrzebn\u0105 na zakup wymarzonej \u0142odzi!<\/p>\n<h3>Kredyt na now\u0105 \u0142\u00f3d\u017a z zabezpieczeniem w posiadanej \u0142odzi<\/h3>\n<p>Mo\u017cesz wnioskowa\u0107 r\u00f3wnie\u017c o kredyt na now\u0105 \u0142\u00f3d\u017a, wykorzystuj\u0105c posiadan\u0105 ju\u017c \u0142\u00f3d\u017a jako zabezpieczenie dla banku. Aby m\u00f3c to zrobi\u0107, Twoja \u0142\u00f3d\u017a musi by\u0107 zarejestrowana w norweskim Rejestrze Jacht\u00f3w lub Jednostek P\u0142ywaj\u0105cych (Sm\u00e5b\u00e5tregisteret lub Skipsregisteret).<\/p>\n<p>Oprocentowanie kredytu bywa r\u00f3\u017cne i zale\u017cy g\u0142\u00f3wnie od wysoko\u015bci wk\u0142adu w\u0142asnego.<\/p>\n<h3>Motty pomaga!<\/h3>\n<p>Pomagamy uporz\u0105dkowa\u0107 Twoje finanse. Znamy rynek, a dzi\u0119ki wieloletniemu do\u015bwiadczeniu mo\u017cemy udzieli\u0107 przydatnych wskaz\u00f3wek i porad.<\/p>\n<p>Skontaktuj si\u0119 z nami telefonicznie: <a href=\"tel:+47 928 79 709\">+47 928 79 709<\/a> lub mailowo na: <a href=\"mailto:info@motty.no\">info@motty.no<\/a><\/p>\n                                    <\/div>\n                                                    <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n\n<div id=\"ra-69f38f8f7c329\" class=\"related_articles-outer-container\">\n    <div class=\"container mx-auto py-12 px-6 md:p-14 xl:px-28 lg:pt-14 lg:pb-28\">\n        <div class=\"flex flex-col text-center gap-8\">\n                        <h2 class=\"h2\">Artyku\u0142y<\/h2>\n                    <\/div>\n                <div class=\"mt-14 flex flex-col gap-14 items-center\">\n            <div class=\"flex flex-col gap-8 flex-wrap md:flex-row\">\n                        <div class=\"w-full md:w-[calc(50%-21.999px)] lg:w-[calc(33.33%-21.999px)]\">\n                <div class=\"w-full flex flex-col gap-[15px]\">\n                        <a class=\"block w-full \" href=\"https:\/\/www.motty.no\/pl\/artikler\/finanse-prywatne\/gdzie-na-wakacje-w-2023-roku-zaplanuj-wakacje-w-norwegii\"><img decoding=\"async\" class=\"overflow-hidden w-full h-full block object-cover rounded-lg border-b-[9px] border-fjellvann-green\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/09\/Motty-Blog-miniaturka-19.06.2023.png\"><\/a>                    <div class=\"flex flex-col gap-3 relative\">\n                        <a class=\"block absolute top-0 left-0 w-full h-full\" href=\"https:\/\/www.motty.no\/pl\/artikler\/finanse-prywatne\/gdzie-na-wakacje-w-2023-roku-zaplanuj-wakacje-w-norwegii\"><\/a>\n                        <h3 class=\"font-recklesssemibold text-[20px] md:text-[24px]\">Gdzie na wakacje w 2023 roku? Zaplanuj city break w Norwegii!<\/h3><p>Cho\u0107 Norwedzy najch\u0119tniej wyje\u017cd\u017caj\u0105 z kraju na wakacje, to jednak zagraniczni tury\u015bci pokochali kraj fiord\u00f3w. Polacy&#8230;<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                        <div class=\"w-full md:w-[calc(50%-21.999px)] lg:w-[calc(33.33%-21.999px)]\">\n                <div class=\"w-full flex flex-col gap-[15px]\">\n                        <a class=\"block w-full \" href=\"https:\/\/www.motty.no\/pl\/artikler\/finanse-prywatne\/wakacje-w-norwegii\"><img decoding=\"async\" class=\"overflow-hidden w-full h-full block object-cover rounded-lg border-b-[9px] border-fjellvann-green\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/09\/Motty-blogg-ferie-i-Norge.png\"><\/a>                    <div class=\"flex flex-col gap-3 relative\">\n                        <a class=\"block absolute top-0 left-0 w-full h-full\" href=\"https:\/\/www.motty.no\/pl\/artikler\/finanse-prywatne\/wakacje-w-norwegii\"><\/a>\n                        <h3 class=\"font-recklesssemibold text-[20px] md:text-[24px]\">Gdzie sp\u0119dzi\u0107 wakacje w Norwegii?<\/h3><p>P\u00f3\u0142nocna Europa zwykle nie jest pierwszym wyborem jako wakacyjny kierunek. Wielu osobom kojarzy si\u0119 wy\u0142\u0105cznie z&#8230;<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                        <div class=\"w-full md:w-[calc(50%-21.999px)] lg:w-[calc(33.33%-21.999px)]\">\n                <div class=\"w-full flex flex-col gap-[15px]\">\n                        <a class=\"block w-full \" href=\"https:\/\/www.motty.no\/pl\/artikler\/finanse-prywatne\/najpiekniejsze-fiordy-norweskie\"><img decoding=\"async\" class=\"overflow-hidden w-full h-full block object-cover rounded-lg border-b-[9px] border-fjellvann-green\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/09\/Fiordene-i-Norge.png\"><\/a>                    <div class=\"flex flex-col gap-3 relative\">\n                        <a class=\"block absolute top-0 left-0 w-full h-full\" href=\"https:\/\/www.motty.no\/pl\/artikler\/finanse-prywatne\/najpiekniejsze-fiordy-norweskie\"><\/a>\n                        <h3 class=\"font-recklesssemibold text-[20px] md:text-[24px]\">Najpi\u0119kniejsze fiordy norweskie<\/h3><p>Fiordy to jedno z pierwszych skojarze\u0144, jakie mamy my\u015bl\u0105c o Norwegii. Nic dziwnego, to jedyne miejsce&#8230;<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                        <\/div>\n            <a id=\"\" href=\"https:\/\/www.motty.no\/pl\/artykuly\" class=\"text-nowrap flex items-center justify-center transition-all ease-in duration-300 rounded font-generalsansmedium text-center text-fjellvann-white bg-fjellvann-green hover:bg-fjellvann-light-green py-[18px] px-6 w-fit\">Czytaj wi\u0119cej<\/a>        <\/div>\n            <\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":0,"parent":4383,"menu_order":0,"template":"","class_list":["post-4390","tjenester","type-tjenester","status-publish","hentry"],"acf":{"tjenester_icon":""},"_links":{"self":[{"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/tjenester\/4390","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/tjenester"}],"about":[{"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/types\/tjenester"}],"version-history":[{"count":5,"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/tjenester\/4390\/revisions"}],"predecessor-version":[{"id":4929,"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/tjenester\/4390\/revisions\/4929"}],"up":[{"embeddable":true,"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/tjenester\/4383"}],"wp:attachment":[{"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/media?parent=4390"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}