{"id":4511,"date":"2024-09-12T13:26:24","date_gmt":"2024-09-12T13:26:24","guid":{"rendered":"https:\/\/www.motty.no\/zasoby\/kalkulator-pozyczki\/osiedle"},"modified":"2025-08-28T11:54:45","modified_gmt":"2025-08-28T11:54:45","slug":"osiedle","status":"publish","type":"page","link":"https:\/\/www.motty.no\/pl\/zasoby\/kalkulator-pozyczki\/osiedle","title":{"rendered":"Kalkulator kredytu hipotecznego"},"content":{"rendered":"<div id=\"69f237c046f04\" class=\"feature_content-outer-container overflow-hidden relative\">\n<svg class=\"absolute top-0 left-0 hidden md:block\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"593\" height=\"615\" viewBox=\"0 0 593 615\" fill=\"none\">\n<path d=\"M203.964 63.4865L203.959 63.4906L203.267 64.141L203.254 64.1539L203.24 64.1671L186.798 80.5602L107.378 159.743L-101.005 367.504V232.603C-101.005 168.792 -49.7295 116.031 14.2431 115.66C38.0374 115.524 60.205 122.563 78.6877 134.751L79.5544 135.322L80.2896 134.589L160.164 54.9526L161.167 53.9531L160.068 53.0604C119.156 19.8147 68.44 1.72514 14.9375 1.72514C-37.6024 1.72514 -87.464 19.1609 -127.994 51.2815V3V1.72514H-129.269H-214H-215.275V3V231.243V234.718V591.884C-215.275 610.597 -192.601 619.941 -179.346 606.725L-152.741 580.203L-153.641 579.3L-152.741 580.203L-130.556 558.079L240.533 188.103L282.602 146.16C303.926 126.593 331.576 115.777 360.607 115.66C424.608 115.397 477.014 168.797 477.014 232.652V601.856C477.014 607.999 482.019 612.981 488.173 612.981H580.123C586.285 612.981 591.282 607.999 591.282 601.856V231.243C591.282 169.937 567.342 112.302 523.858 68.9484C480.383 25.6044 422.566 1.72514 361.085 1.72514C299.602 1.72514 246.73 23.6663 203.964 63.4865ZM130.872 580.582H132.147H243.873H245.147V579.307V238.743V235.671L242.972 237.84L131.247 349.229L130.872 349.602V350.131V579.307V580.582Z\" stroke=\"#00074A\" stroke-opacity=\"0.12\" stroke-width=\"2.54971\"\/>\n<\/svg>\n    <div class=\"container mx-auto py-10 px-6 md:p-14 lg:py-28 xl:px-28 relative z-[5]\">\n        <h2 class=\"h2 text-center\">Kalkulator kredytu hipotecznego<\/h2>        <p class=\"text-center mt-6 text-lg text-fjellvann-dark-blue max-w-[900px] mx-auto\">Wpisz kwot\u0119, kt\u00f3r\u0105 chcesz po\u017cyczy\u0107, okres sp\u0142aty oraz oprocentowanie i dowiedz si\u0119, jaka b\u0119dzie miesi\u0119czna rata. Mo\u017cesz tak\u017ce zobaczy\u0107 harmonogram sp\u0142at.<\/p>        <div data-product=\"Mortgage\" data-locale=\"pl\" data-type=\"loan cost\" class=\"mt-8 bg-fjellvann-medium-beige p-12 rounded-lg max-w-fit mx-auto\" id=\"loan-calculator\"><\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"rt-69f237c047c7c\" class=\"richtext_outer-container overflow-hidden\">\n    <div class=\"py-[60px] px-6 md:px-14 lg:py-20 xl:px-28\">\n        <div class=\"content_medium mx-auto flex flex-col gap-6 md:gap-10\">\n                        <div class=\"richtext__outer-header gap-8 flex flex-col content-left\">\n            <h2 class=\"h2\">Dowiedz si\u0119, ile wyniesie Ci\u0119 kredyt<\/h2><p class=\"md:text-[20px] lg:text-[24px]\">Zastanawiasz si\u0119, ile pieni\u0119dzy mo\u017cesz po\u017cyczy\u0107 od banku na zakup wymarzonego domu i ile b\u0119dzie Ci\u0119 to kosztowa\u0107?\r\nSkorzystaj z naszego kalkulatora kredytu hipotecznego, aby dowiedzie\u0107 si\u0119, ile wyniesie Ci\u0119 kredyt.<\/p>            <\/div>\n                        <div class=\"richtext__contents content-rte spacing_content-large\">\n                <h3>Znajd\u017a kredyt hipoteczny dopasowany do Twoich potrzeb<\/h3>\n<p><span class=\"\">Kalkulator kredytu hipotecznego daje wgl\u0105d do tego, ile mo\u017cesz po\u017cyczy\u0107 na wymarzony dom i ile b\u0119dzie kosztowa\u0142 Ci\u0119 kredyt hipoteczny miesi\u0119cznie.<\/span><\/p>\n<p><span class=\"\">Zgodnie z zasadami panuj\u0105cymi w Norwegii, kupuj\u0105c dom, musisz mie\u0107 co najmniej 15% wk\u0142adu w\u0142asnego i mo\u017cesz po\u017cyczy\u0107 maksymalnie pi\u0119ciokrotno\u015b\u0107 swoich rocznych dochod\u00f3w. <\/span><\/p>\n<p><span class=\"\">Posiadasz nieruchomo\u015b\u0107 i chcesz refinansowa\u0107 sw\u00f3j kredyt? <\/span><\/p>\n<p><a href=\"https:\/\/www.motty.no\/refinansiering\/boliglan\">Przeczytaj wi\u0119cej o refinansowaniu kredytu hipotecznego.<\/a><\/p>\n<p>W Motty por\u00f3wnujemy dla Ciebie oferty z 20 bank\u00f3w, dzi\u0119ki czemu mo\u017cesz wybra\u0107 najlepsz\u0105 ofert\u0119 i uzyska\u0107 najbardziej dopasowany do siebie kredyt. Ch\u0119tnie pomo\u017cemy Ci na ka\u017cdym etapie wnioskowania!<\/p>\n<p><a href=\"https:\/\/www.motty.no\/pl\/skontaktuj-sie-z-nami\">Skontaktuj si\u0119 z nami tutaj, je\u015bli masz jakiekolwiek pytania dotycz\u0105ce po\u017cyczek.<\/a><\/p>\n<h1>Kalkulator hipoteczny<\/h1>\n<p>Oblicz, ile b\u0119dzie Ci\u0119 kosztowa\u0142 kredyt hipoteczny za pomoc\u0105 kalkulatora kredytu hipotecznego Motty.<\/p>\n<p>Wprowad\u017a kwot\u0119, jak\u0105 chcesz po\u017cyczy\u0107, wysoko\u015b\u0107 wk\u0142adu w\u0142asnego i wybrany okres sp\u0142aty, a kalkulator obliczy koszty odsetek i ca\u0142kowit\u0105 kwot\u0119 kredytu. Por\u00f3wnaj swoje opcje w r\u00f3\u017cnych bankach.<\/p>\n<h3>Ile b\u0119dzie mnie kosztowa\u0107 kredyt hipoteczny?<\/h3>\n<p>To, ile b\u0119dzie Ci\u0119 kosztowa\u0107 kredyt, zale\u017cy od Twojego wk\u0142adu w\u0142asnego, kwoty, jak\u0105 chcesz po\u017cyczy\u0107, okresu sp\u0142aty, oprocentowania i rodzaju kredytu. Oprocentowanie ustalane jest indywidualnie i zale\u017cy od Twojej sytuacji finansowej oraz kryteri\u00f3w banku.<\/p>\n<h3>Ile mog\u0119 po\u017cyczy\u0107?<\/h3>\n<p>Kalkulator kredytu hipotecznego daje ci wgl\u0105d do tego, ile mo\u017cesz po\u017cyczy\u0107 i ile b\u0119dzie Ci\u0119 to kosztowa\u0107.<\/p>\n<p>Ca\u0142kowity koszt kredytu b\u0119dzie zale\u017ce\u0107 od Twojej zdolno\u015bci kredytowej i zabezpieczenia, jakie mo\u017cesz udzieli\u0107 bankowi, a zatem b\u0119dzie si\u0119 nieco r\u00f3\u017cni\u0107 od oblicze\u0144 kalkulatora. Wi\u0119cej informacji na temat tego, ile mo\u017cesz po\u017cyczy\u0107, znajdziesz w poni\u017cszym artykule.<\/p>\n<p><a href=\"https:\/\/www.motty.no\/artikler\/lan\/hvor-mye-kan-jeg-lane-til-bolig\">Ile mog\u0119 po\u017cyczy\u0107 na dom?<\/a><\/p>\n            <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"cta-69f237c04c157\" class=\"calltoaction-outer-container overflow-hidden generalcta\">\n    <div class=\"container mx-auto py-12 px-6 md:p-14 xl:px-28\">\n        <div class=\"rounded-lg bg-fjellvann-medium-beige py-14 px-5 md:px-[50px] lg:px-[100px]\">\n            <div class=\"flex flex-col-reverse gap-10 md:gap-[57px] md:flex-row md:items-center\">\n                <div class=\"w-full md:w-[calc(50%-28.5px)] lg:w-[calc(592px)]\">\n                                            <div class=\"flex flex-col gap-6 text-center md:text-left\">\n                            <h2 class=\"h2 max-w-[592px]\">Masz pytania?<\/h2><div class=\"text-[18px] md:text-[24px] content-rte font-recklessregular\"><p><a href=\"https:\/\/www.motty.no\/pl\/skontaktuj-sie-z-nami\">Skontaktuj si\u0119 z nami<\/a>, a odpowiemy na wszystkie pytania i rozwiejemy wszelkie w\u0105tpliwo\u015bci!<\/p>\n<\/div>                        <\/div>\n                                                                <div class=\"mt-10\">\n                            <a id=\"\" href=\"https:\/\/www.motty.no\/pl\/skontaktuj-sie-z-nami\" class=\"text-nowrap flex items-center justify-center transition-all ease-in duration-300 rounded font-generalsansmedium text-center text-fjellvann-white bg-fjellvann-green hover:bg-fjellvann-light-green py-[18px] px-6 w-fit\">Skontaktuj si\u0119 z nami<\/a>                        <\/div>\n                                    <\/div>\n                <div class=\"w-full md:w-[calc(50%-28.5px)] lg:w-[calc(100%-620.5px)]\">\n                    <img decoding=\"async\" class=\"w-[174px] h-auto mx-auto md:m-0 md:w-full md:h-full object-cover\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/03\/faq_prefooter.svg\" alt=\"faq_prefooter\" \/>                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<div id=\"slb-69f237c04e31f\" class=\"services__link-block-outer-container\">\n    <div class=\"max-w-[1080px] mx-auto py-6 px-0 md:px-14 md:py-16 xl:px-28 \">\n        <div class=\"hidden md:flex md:flex-wrap md:gap-8 md:items-center md:justify-center\">\n                        <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/pl\/5-millioner-med-sikkerhet\">\n            <span>15 milion\u00f3w z zabezpieczeniem<\/span>            <\/a>\n                        <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/pl\/kredyt\/bezpieczenstwo-mieszkaniowe\">\n            <span>Kredyty mieszkaniowe<\/span>            <\/a>\n                        <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/pl\/kredyt\/kabiny-z-bezpieczenstwem-w-mieszkaniu\">\n            <img decoding=\"async\" class=\"w-5 h-auto block\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/03\/Hyttelan.svg\" alt=\"\"\/><span>Kredyt na hytt\u0119 z zabezpieczeniem w nieruchomo\u015bci<\/span>            <\/a>\n                        <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/pl\/kredyt\/kredyt-na-nowy-start\">\n            <img decoding=\"async\" class=\"w-5 h-auto block\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/07\/omstart.png\" alt=\"\"\/><span>Kredyt na Nowy Start<\/span>            <\/a>\n                        <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/pl\/sok-nytt-lan\">\n            <span>Wnioskuj o nowy kredyt<\/span>            <\/a>\n                    <\/div>\n        <div class=\"block md:hidden\">\n            <div id=\"post4511\" class=\"swiper archive_swiper\" data-swiper=\"post4511\">\n                <div class=\"swiper-wrapper\">\n                                        <div class=\"swiper-slide w-fit\">\n                            <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/pl\/5-millioner-med-sikkerhet\">\n                        <span>15 milion\u00f3w z zabezpieczeniem<\/span>                        <\/a>\n                    <\/div>\n\n                                        <div class=\"swiper-slide w-fit\">\n                            <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/pl\/kredyt\/bezpieczenstwo-mieszkaniowe\">\n                        <span>Kredyty mieszkaniowe<\/span>                        <\/a>\n                    <\/div>\n\n                                        <div class=\"swiper-slide w-fit\">\n                            <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/pl\/kredyt\/kabiny-z-bezpieczenstwem-w-mieszkaniu\">\n                        <img decoding=\"async\" class=\"w-5 h-auto block\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/03\/Hyttelan.svg\" alt=\"\"\/><span>Kredyt na hytt\u0119 z zabezpieczeniem w nieruchomo\u015bci<\/span>                        <\/a>\n                    <\/div>\n\n                                        <div class=\"swiper-slide w-fit\">\n                            <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/pl\/kredyt\/kredyt-na-nowy-start\">\n                        <img decoding=\"async\" class=\"w-5 h-auto block\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/07\/omstart.png\" alt=\"\"\/><span>Kredyt na Nowy Start<\/span>                        <\/a>\n                    <\/div>\n\n                                        <div class=\"swiper-slide w-fit\">\n                            <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/pl\/sok-nytt-lan\">\n                        <span>Wnioskuj o nowy kredyt<\/span>                        <\/a>\n                    <\/div>\n\n                                    <\/div>\n                <div class=\"sp-pagination-post4511 flex justify-center mt-4\"><\/div>\n            <\/div>\n\n        <\/div>\n    <\/div>\n<\/div>\n\n\n<div id=\"ra-69f237c0513cd\" class=\"related_articles-outer-container\">\n    <div class=\"container mx-auto py-12 px-6 md:p-14 xl:px-28 lg:pt-14 lg:pb-28\">\n        <div class=\"flex flex-col text-center gap-8\">\n                        <h2 class=\"h2\">Artyku\u0142y<\/h2>\n                    <\/div>\n                <div class=\"mt-14 flex flex-col gap-14 items-center\">\n            <div class=\"flex flex-col gap-8 flex-wrap md:flex-row\">\n                        <div class=\"w-full md:w-[calc(50%-21.999px)] lg:w-[calc(33.33%-21.999px)]\">\n                <div class=\"w-full flex flex-col gap-[15px]\">\n                        <a class=\"block w-full \" href=\"https:\/\/www.motty.no\/pl\/artikler\/finanse-prywatne\/zakup-nieruchomosci-w-norwegii-jako-obcokrajowiec\"><img decoding=\"async\" class=\"overflow-hidden w-full h-full block object-cover rounded-lg border-b-[9px] border-fjellvann-green\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/09\/Motty-Blog-miniaturka-Aug-23.png\"><\/a>                    <div class=\"flex flex-col gap-3 relative\">\n                        <a class=\"block absolute top-0 left-0 w-full h-full\" href=\"https:\/\/www.motty.no\/pl\/artikler\/finanse-prywatne\/zakup-nieruchomosci-w-norwegii-jako-obcokrajowiec\"><\/a>\n                        <h3 class=\"font-recklesssemibold text-[20px] md:text-[24px]\">Zakup nieruchomo\u015bci w Norwegii jako obcokrajowiec<\/h3><p>Wi\u0105\u017cesz swoj\u0105 przysz\u0142o\u015b\u0107 z Norwegi\u0105? Zatem warto pomy\u015ble\u0107 o w\u0142asnym domu lub mieszkaniu. Ze wzgl\u0119du na&#8230;<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                        <div class=\"w-full md:w-[calc(50%-21.999px)] lg:w-[calc(33.33%-21.999px)]\">\n                <div class=\"w-full flex flex-col gap-[15px]\">\n                        <a class=\"block w-full \" href=\"https:\/\/www.motty.no\/pl\/artikler\/finanse-prywatne\/wklad-wlasny-a-kredyt-hipoteczny-kredyt-w-norwegii\"><img decoding=\"async\" class=\"overflow-hidden w-full h-full block object-cover rounded-lg border-b-[9px] border-fjellvann-green\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/09\/Motty-nytt-boliglan.png\"><\/a>                    <div class=\"flex flex-col gap-3 relative\">\n                        <a class=\"block absolute top-0 left-0 w-full h-full\" href=\"https:\/\/www.motty.no\/pl\/artikler\/finanse-prywatne\/wklad-wlasny-a-kredyt-hipoteczny-kredyt-w-norwegii\"><\/a>\n                        <h3 class=\"font-recklesssemibold text-[20px] md:text-[24px]\">Wk\u0142ad w\u0142asny a kredyt hipoteczny \u2013 czy rzeczywi\u015bcie jest wymagany?<\/h3><p>Wynajmujesz mieszkanie w Norwegii, jednak chcia\u0142by\u015b zainwestowa\u0107 tu we w\u0142asne lokum? Marzysz o domu w kraju&#8230;<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                        <div class=\"w-full md:w-[calc(50%-21.999px)] lg:w-[calc(33.33%-21.999px)]\">\n                <div class=\"w-full flex flex-col gap-[15px]\">\n                        <a class=\"block w-full \" href=\"https:\/\/www.motty.no\/pl\/artikler\/finanse-prywatne\/wakacje-kredytowe-w-norwegii-dla-kogo-i-jak-skorzystac\"><img decoding=\"async\" class=\"overflow-hidden w-full h-full block object-cover rounded-lg border-b-[9px] border-fjellvann-green\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/09\/Motty-Blog-miniaturka-12.06.2023.png\"><\/a>                    <div class=\"flex flex-col gap-3 relative\">\n                        <a class=\"block absolute top-0 left-0 w-full h-full\" href=\"https:\/\/www.motty.no\/pl\/artikler\/finanse-prywatne\/wakacje-kredytowe-w-norwegii-dla-kogo-i-jak-skorzystac\"><\/a>\n                        <h3 class=\"font-recklesssemibold text-[20px] md:text-[24px]\">Wakacje kredytowe w Norwegii \u2014 jak skorzysta\u0107?<\/h3><p>Masz problem z regularn\u0105 sp\u0142at\u0105 raty kredytu? Twoje dochody w Norwegii znacz\u0105co si\u0119 zmniejszy\u0142y i szukasz&#8230;<\/p>\n                    <\/div>\n                <\/div>\n            <\/div>\n                        <\/div>\n            <a id=\"\" href=\"https:\/\/www.motty.no\/pl\/artykuly\" class=\"text-nowrap flex items-center justify-center transition-all ease-in duration-300 rounded font-generalsansmedium text-center text-fjellvann-white bg-fjellvann-green hover:bg-fjellvann-light-green py-[18px] px-6 w-fit\">Czytaj wi\u0119cej<\/a>        <\/div>\n            <\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":18,"featured_media":0,"parent":4147,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4511","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/pages\/4511","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/comments?post=4511"}],"version-history":[{"count":5,"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/pages\/4511\/revisions"}],"predecessor-version":[{"id":6916,"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/pages\/4511\/revisions\/6916"}],"up":[{"embeddable":true,"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/pages\/4147"}],"wp:attachment":[{"href":"https:\/\/www.motty.no\/pl\/wp-json\/wp\/v2\/media?parent=4511"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}