{"id":8988,"date":"2026-05-08T11:44:51","date_gmt":"2026-05-08T11:44:51","guid":{"rendered":"https:\/\/www.motty.no\/?post_type=tjenester&#038;p=8988"},"modified":"2026-05-08T11:44:52","modified_gmt":"2026-05-08T11:44:52","slug":"tarjeta-de-credito-en-noruega","status":"publish","type":"tjenester","link":"https:\/\/www.motty.no\/es\/tarjeta-de-credito-en-noruega","title":{"rendered":"Tarjeta de cr\u00e9dito en Noruega"},"content":{"rendered":"\n<div\n    class=\"grid md:grid-cols-2 gap-8 mx-auto container md:px-6 xl:px-28 py-6 items-center\">\n    <div class=\"space-y-10\">\n        <div class=\"space-y-8 md:px-0 px-4\">\n            <h1 class=\"text-[32px] leading-[1.2] md:text-[60px] md:leading-[1.1] md:text-left text-center md:tracking-[-1.2px] font-recklessmedium\">Tarjeta de cr\u00e9dito en Noruega<\/h1>\n            <p class=\"text-[24px] leading-[1.6] hidden md:block\">\n                Pagos online seguros con tarjetas de cr\u00e9dito            <\/p>\n        <\/div>\n                    <ul class=\"space-y-4 hidden md:block\">\n                                    <li class=\"flex items-center text-[20px] leading-[1.4] gap-2\">\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\">\n                            <circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#2264DC\" \/>\n                            <path d=\"M9.21094 16.2408L13.5746 20.6045L22.5443 11.6348\" stroke=\"white\" stroke-width=\"1.5\" \/>\n                        <\/svg>\n                        Una solicitud &#8211; varias ofertas de tarjetas de cr\u00e9dito                    <\/li>\n                                    <li class=\"flex items-center text-[20px] leading-[1.4] gap-2\">\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\">\n                            <circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#2264DC\" \/>\n                            <path d=\"M9.21094 16.2408L13.5746 20.6045L22.5443 11.6348\" stroke=\"white\" stroke-width=\"1.5\" \/>\n                        <\/svg>\n                        Periodo sin intereses                    <\/li>\n                                    <li class=\"flex items-center text-[20px] leading-[1.4] gap-2\">\n                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\">\n                            <circle cx=\"16\" cy=\"16\" r=\"16\" fill=\"#2264DC\" \/>\n                            <path d=\"M9.21094 16.2408L13.5746 20.6045L22.5443 11.6348\" stroke=\"white\" stroke-width=\"1.5\" \/>\n                        <\/svg>\n                        L\u00edmite de hasta 200 000 NOK                    <\/li>\n                            <\/ul>\n                <div class=\"trustpilot-widget w-fit md:block hidden\" data-locale=\"nb-NO\" data-template-id=\"5419b637fa0340045cd0c936\" data-businessunit-id=\"60e41e228b616600019987b4\" data-style-height=\"20px\" data-style-width=\"100%\" data-theme=\"light\">\n            <a href=\"https:\/\/www.trustpilot.com\/review\/motty.no\" target=\"_blank\" rel=\"noopener nofollow\"><\/a>\n            <script src=\"https:\/\/widget.trustpilot.com\/bootstrap\/v5\/tp.widget.bootstrap.min.js\"><\/script>\n        <\/div>\n    <\/div>\n    <div>\n\n    <div data-config='{\"locale\":\"es\"}' data-id=\"application-form-container\" data-current-form=\"0\" class=\"relative bg-fjellvann-medium-beige p-6 md:p-14 md:rounded-lg z-50\">\n                    <ul class=\"flex gap-2 justify-center mb-8\">\n                                    <li>\n                        <button\n                            data-id=\"calculator-tab\"\n                            data-active=\"true\" data-id=\"creditCard\" class=\"text-[10px] md:text-[14px] h-full hover:bg-fjellvann-light-beige transition-colors text-fjellvann-dark-blue leading-[1.5] py-2 px-4 rounded-[4px] border border-fjellvann-dark-blue data-[active='true']:bg-fjellvann-white data-[active='true']:font-generalsansmedium\">\n                            Tarjeta de cr\u00e9dito                        <\/button>\n                    <\/li>\n                                    <li>\n                        <button\n                            data-id=\"calculator-tab\"\n                            data-active=\"false\" data-id=\"consumerLoan\" class=\"text-[10px] md:text-[14px] h-full hover:bg-fjellvann-light-beige transition-colors text-fjellvann-dark-blue leading-[1.5] py-2 px-4 rounded-[4px] border border-fjellvann-dark-blue data-[active='true']:bg-fjellvann-white data-[active='true']:font-generalsansmedium\">\n                            Pr\u00e9stamo sin garant\u00eda                        <\/button>\n                    <\/li>\n                                    <li>\n                        <button\n                            data-id=\"calculator-tab\"\n                            data-active=\"false\" data-id=\"mortgage\" class=\"text-[10px] md:text-[14px] h-full hover:bg-fjellvann-light-beige transition-colors text-fjellvann-dark-blue leading-[1.5] py-2 px-4 rounded-[4px] border border-fjellvann-dark-blue data-[active='true']:bg-fjellvann-white data-[active='true']:font-generalsansmedium\">\n                            Pr\u00e9stamo con garant\u00eda hipotecaria                        <\/button>\n                    <\/li>\n                            <\/ul>\n                                            <div\n                    class=\"hidden data-[active='true']:block\"\n                    data-active=\"true\"\n                    data-config='{\"locale\":\"es\",\"product\":\"creditCard\"}' id=\"application-form-0\" data-id=\"application-form\"><\/div>\n                                            <div\n                    class=\"hidden data-[active='true']:block\"\n                    data-active=\"false\"\n                    data-config='{\"locale\":\"es\",\"product\":\"consumerLoan\"}' id=\"application-form-1\" data-id=\"application-form\"><\/div>\n                                            <div\n                    class=\"hidden data-[active='true']:block\"\n                    data-active=\"false\"\n                    data-config='{\"locale\":\"es\",\"product\":\"mortgage\"}' id=\"application-form-2\" data-id=\"application-form\"><\/div>\n                            <div class=\"trustpilot-widget mt-8 md:hidden block\" data-locale=\"nb-NO\" data-template-id=\"5419b637fa0340045cd0c936\" data-businessunit-id=\"60e41e228b616600019987b4\" data-style-height=\"20px\" data-style-width=\"100%\" data-theme=\"light\">\n            <a href=\"https:\/\/www.trustpilot.com\/review\/motty.no\" target=\"_blank\" rel=\"noopener nofollow\"><\/a>\n        <\/div>\n    <\/div>\n<\/div>\n<\/div>\n<\/div>\n\n    <div id=\"crl-69ff3c90d225e\" class=\"card__row-lists-outer-container overflow-hidden\">\n        <div class=\"container mx-auto py-12 px-6 md:py-14 md:px-14 lg:py-[120px] xl:px-28\">\n            <div class=\"flex flex-col gap-8\">\n                                    <div class=\"card__row-list rounded bg-fjellvann-medium-beige overflow-hidden relative\">\n                        <div class=\"md:absolute md:top-0 md:left-0 w-fit rounded-tl-lg rounded-br-lg py-2 px-8 bg-fjellvann-blue text-fjellvann-white font-generalsansmedium text-[14px]\">Tarjeta de cr\u00e9dito<\/div>                        <div class=\"py-8 px-5 md:pt-[43px] md:pb-8 md:px-8\">\n                            <div class=\"flex flex-col gap-8 md:flex-row md:items-center\">\n                                <img decoding=\"async\" class=\"w-[168px] h-auto mx-auto md:m-0 card__image-shadow\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/03\/tf-bank.png\" alt=\"\" \/>                                    <div class=\"w-full flex flex-col gap-[14px] md:flex-row md:items-end md:justify-between md:w-[calc(100%-184px)]\">\n                                                                                    <div class=\"w-full flex flex-col gap-[10px] \">\n                                                <h3 class=\"text-[32px]\">TF Bank Mastercard<\/h3>                                                    <div class=\"flex gap-3 flex-col md:flex-row flex-wrap\">\n                                                        <div class=\"flex flex-wrap gap-3\">\n                                                                                                                            <div class=\"w-[calc(50%-6px)]\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">200.000 kr<\/p>                                                                <\/div>\n                                                                                                                            <div class=\"w-[calc(50%-6px)]\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">26.69 %<\/p>                                                                <\/div>\n                                                                                                                            <div class=\"w-[calc(50%-6px)] hidden md:block\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">43 d\u00edas<\/p>                                                                <\/div>\n                                                                                                                    <\/div>\n                                                                                                            <\/div>\n                                                                                            <\/div>\n                                                                                    <div class=\"w-full md:w-[250px]\">\n                                                <p class=\"text-[14px] mt-3\">TAE: 26,59%, importe: 25 000 NOK, plazo: 12 meses, coste: 3 337 NOK, total: 28 337 NOK<\/p>                                            <\/div>\n                                                                            <\/div>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"card__row-list rounded bg-fjellvann-medium-beige overflow-hidden relative\">\n                        <div class=\"md:absolute md:top-0 md:left-0 w-fit rounded-tl-lg rounded-br-lg py-2 px-8 bg-fjellvann-blue text-fjellvann-white font-generalsansmedium text-[14px]\">Tarjeta de cr\u00e9dito<\/div>                        <div class=\"py-8 px-5 md:pt-[43px] md:pb-8 md:px-8\">\n                            <div class=\"flex flex-col gap-8 md:flex-row md:items-center\">\n                                <img decoding=\"async\" class=\"w-[168px] h-auto mx-auto md:m-0 card__image-shadow\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/09\/image-scaled.png\" alt=\"morrow-kredittkort\" \/>                                    <div class=\"w-full flex flex-col gap-[14px] md:flex-row md:items-end md:justify-between md:w-[calc(100%-184px)]\">\n                                                                                    <div class=\"w-full flex flex-col gap-[10px] \">\n                                                <h3 class=\"text-[32px]\">Morrow Mastercard<\/h3>                                                    <div class=\"flex gap-3 flex-col md:flex-row flex-wrap\">\n                                                        <div class=\"flex flex-wrap gap-3\">\n                                                                                                                            <div class=\"w-[calc(50%-6px)]\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">100.000 kr<\/p>                                                                <\/div>\n                                                                                                                            <div class=\"w-[calc(50%-6px)]\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">28.77 %<\/p>                                                                <\/div>\n                                                                                                                            <div class=\"w-[calc(50%-6px)] hidden md:block\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">50 d\u00edas<\/p>                                                                <\/div>\n                                                                                                                    <\/div>\n                                                                                                            <\/div>\n                                                                                            <\/div>\n                                                                                    <div class=\"w-full md:w-[250px]\">\n                                                <p class=\"text-[14px] mt-3\">TAE: 28,77%, importe: 12 000 NOK, plazo: 12 meses, coste: 1 726 NOK, total: 13 726 NOK<\/p>                                            <\/div>\n                                                                            <\/div>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"card__row-list rounded bg-fjellvann-medium-beige overflow-hidden relative\">\n                        <div class=\"md:absolute md:top-0 md:left-0 w-fit rounded-tl-lg rounded-br-lg py-2 px-8 bg-fjellvann-blue text-fjellvann-white font-generalsansmedium text-[14px]\">Tarjeta de cr\u00e9dito<\/div>                        <div class=\"py-8 px-5 md:pt-[43px] md:pb-8 md:px-8\">\n                            <div class=\"flex flex-col gap-8 md:flex-row md:items-center\">\n                                <img decoding=\"async\" class=\"w-[168px] h-auto mx-auto md:m-0 card__image-shadow\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/03\/instapay.png\" alt=\"\" \/>                                    <div class=\"w-full flex flex-col gap-[14px] md:flex-row md:items-end md:justify-between md:w-[calc(100%-184px)]\">\n                                                                                    <div class=\"w-full flex flex-col gap-[10px] \">\n                                                <h3 class=\"text-[32px]\">Instapay Mastercard<\/h3>                                                    <div class=\"flex gap-3 flex-col md:flex-row flex-wrap\">\n                                                        <div class=\"flex flex-wrap gap-3\">\n                                                                                                                            <div class=\"w-[calc(50%-6px)]\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">100.000 kr<\/p>                                                                <\/div>\n                                                                                                                            <div class=\"w-[calc(50%-6px)]\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">21.66 %<\/p>                                                                <\/div>\n                                                                                                                            <div class=\"w-[calc(50%-6px)] hidden md:block\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">0 d\u00edas<\/p>                                                                <\/div>\n                                                                                                                    <\/div>\n                                                                                                            <\/div>\n                                                                                            <\/div>\n                                                                                    <div class=\"w-full md:w-[250px]\">\n                                                <p class=\"text-[14px] mt-3\">Tipo nominal: 17,9% TAE: 20,47%, importe: 45 000 NOK, plazo: 12 meses, coste: 4 963 NOK, total: 49 963 NOK<\/p>                                            <\/div>\n                                                                            <\/div>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"card__row-list rounded bg-fjellvann-medium-beige overflow-hidden relative\">\n                        <div class=\"md:absolute md:top-0 md:left-0 w-fit rounded-tl-lg rounded-br-lg py-2 px-8 bg-fjellvann-blue text-fjellvann-white font-generalsansmedium text-[14px]\">Tarjeta de cr\u00e9dito<\/div>                        <div class=\"py-8 px-5 md:pt-[43px] md:pb-8 md:px-8\">\n                            <div class=\"flex flex-col gap-8 md:flex-row md:items-center\">\n                                <img decoding=\"async\" class=\"w-[168px] h-auto mx-auto md:m-0 card__image-shadow\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/09\/BANOcardhorizontal-1920w.webp\" alt=\"\" \/>                                    <div class=\"w-full flex flex-col gap-[14px] md:flex-row md:items-end md:justify-between md:w-[calc(100%-184px)]\">\n                                                                                    <div class=\"w-full flex flex-col gap-[10px] \">\n                                                <h3 class=\"text-[32px]\">Bank Norwegian<\/h3>                                                    <div class=\"flex gap-3 flex-col md:flex-row flex-wrap\">\n                                                        <div class=\"flex flex-wrap gap-3\">\n                                                                                                                            <div class=\"w-[calc(50%-6px)]\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">150.000 kr<\/p>                                                                <\/div>\n                                                                                                                            <div class=\"w-[calc(50%-6px)]\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">24.4  %<\/p>                                                                <\/div>\n                                                                                                                            <div class=\"w-[calc(50%-6px)] hidden md:block\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">45 d\u00edas<\/p>                                                                <\/div>\n                                                                                                                    <\/div>\n                                                                                                            <\/div>\n                                                                                            <\/div>\n                                                                                    <div class=\"w-full md:w-[250px]\">\n                                                <p class=\"text-[14px] mt-3\">TAE: 24,4%, importe: 15 000 NOK, plazo: 12 meses, coste: 1 849 NOK, total: 16 849 NOK<\/p>                                            <\/div>\n                                                                            <\/div>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"card__row-list rounded bg-fjellvann-medium-beige overflow-hidden relative\">\n                        <div class=\"md:absolute md:top-0 md:left-0 w-fit rounded-tl-lg rounded-br-lg py-2 px-8 bg-fjellvann-blue text-fjellvann-white font-generalsansmedium text-[14px]\">Tarjeta de cr\u00e9dito<\/div>                        <div class=\"py-8 px-5 md:pt-[43px] md:pb-8 md:px-8\">\n                            <div class=\"flex flex-col gap-8 md:flex-row md:items-center\">\n                                <img decoding=\"async\" class=\"w-[168px] h-auto mx-auto md:m-0 card__image-shadow\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/09\/Cta-1920w-remember.webp\" alt=\"\" \/>                                    <div class=\"w-full flex flex-col gap-[14px] md:flex-row md:items-end md:justify-between md:w-[calc(100%-184px)]\">\n                                                                                    <div class=\"w-full flex flex-col gap-[10px] \">\n                                                <h3 class=\"text-[32px]\">re:member black<\/h3>                                                    <div class=\"flex gap-3 flex-col md:flex-row flex-wrap\">\n                                                        <div class=\"flex flex-wrap gap-3\">\n                                                                                                                            <div class=\"w-[calc(50%-6px)]\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">150.000 kr<\/p>                                                                <\/div>\n                                                                                                                            <div class=\"w-[calc(50%-6px)]\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">30.33 %<\/p>                                                                <\/div>\n                                                                                                                            <div class=\"w-[calc(50%-6px)] hidden md:block\">\n                                                                    <p class=\"text-fjellvann-medium-blue text-[14px]\"><\/p>\n                                                                    <p class=\"text-fjellvann-dark-blue text-[20px] font-generalsansmedium\">45 d\u00edas<\/p>                                                                <\/div>\n                                                                                                                    <\/div>\n                                                                                                            <\/div>\n                                                                                            <\/div>\n                                                                                    <div class=\"w-full md:w-[250px]\">\n                                                <p class=\"text-[14px] mt-3\">TAE: 30,33%, importe: 15 000 NOK, plazo: 12 meses, coste: 1 717 NOK, total: 16 717 NOK<\/p>                                            <\/div>\n                                                                            <\/div>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n\n<div id=\"tic-69ff3c90d817a\" class=\"text_image_colums-outer-container overflow-hidden\">\n    <div class=\"container mx-auto py-10 px-6 lg:py-[120px] xl:px-28\">\n        <h2 class=\"text-center text-[32px] mb-10 md:mb-20 md:text-[40px]\">C\u00f3mo obtener una tarjeta de cr\u00e9dito online gratis<\/h2>\n                <div class=\"flex flex-col gap-10 flex-wrap md:gap-[35px] sm:flex-row\">\n                <div class=\"flex flex-col w-full gap-[32px] md:w-[calc(50%-17.5px)] lg:w-[calc(33.33%-25px)]\">\n            <img decoding=\"async\" class=\"h-[142px] w-auto block object-contain\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/02\/forst.svg\" class=\"block mx-auto\" alt=\"Paskola Norvegijoje\">                        <div class=\"text_image_columns-header text-center\">\n                <h3 class=\"text-[32px] mb-3\">1<\/h3><p>Rellena y env\u00eda la solicitud<\/p>            <\/div>\n                    <\/div>\n                <div class=\"flex flex-col w-full gap-[32px] md:w-[calc(50%-17.5px)] lg:w-[calc(33.33%-25px)]\">\n            <img decoding=\"async\" class=\"h-[142px] w-auto block object-contain\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/03\/sa.svg\" class=\"block mx-auto\" alt=\"\">                        <div class=\"text_image_columns-header text-center\">\n                <h3 class=\"text-[32px] mb-3\">2<\/h3><p>Un experto financiero de Motty analiza las ofertas y te ayuda a elegir la tarjeta m\u00e1s adecuada para tu situaci\u00f3n<\/p>            <\/div>\n                    <\/div>\n                <div class=\"flex flex-col w-full gap-[32px] md:w-[calc(50%-17.5px)] lg:w-[calc(33.33%-25px)]\">\n            <img decoding=\"async\" class=\"h-[142px] w-auto block object-contain\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/03\/card.svg\" class=\"block mx-auto\" alt=\"\">                        <div class=\"text_image_columns-header text-center\">\n                <h3 class=\"text-[32px] mb-3\">3<\/h3><p> Firma el contrato con BankID en la p\u00e1gina del banco y, tras la aprobaci\u00f3n, recibir\u00e1s la tarjeta de cr\u00e9dito<\/p>            <\/div>\n                    <\/div>\n                <\/div>\n                        <div class=\"mt-20 p-8 rounded-lg flex gap-4 bg-fjellvann-medium-beige items-center text-image-columns-bottom\">\n            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"34\" height=\"39\" viewBox=\"0 0 34 39\" fill=\"none\">\n            <path d=\"M16.4825 37.8473C14.4745 37.8221 12.8626 36.3904 12.879 35.0412C12.8848 34.5777 13.2489 34.206 13.6942 34.211L19.3558 34.2825C19.8 34.2886 20.1564 34.6684 20.1516 35.1329C20.1361 36.4206 18.4914 37.8715 16.4834 37.8463L16.4825 37.8473Z\" fill=\"#13C27F\" stroke=\"#00074A\" stroke-width=\"0.484848\" stroke-miterlimit=\"10\"\/>\n            <path d=\"M21.5784 32.5984C21.5844 32.2352 21.3946 31.918 21.1114 31.7589C21.3995 31.6088 21.6003 31.2986 21.6062 30.9354C21.6152 30.4191 21.2276 29.9949 20.7407 29.9858L12.6201 29.8478C12.1332 29.8398 11.7317 30.251 11.7228 30.7673C11.7168 31.1305 11.9066 31.4477 12.1898 31.6068C11.9017 31.7569 11.7009 32.0671 11.695 32.4303C11.689 32.7935 11.8788 33.1107 12.162 33.2698C11.8738 33.4198 11.6731 33.73 11.6671 34.0932C11.6582 34.6095 12.0457 35.0338 12.5327 35.0428L20.6533 35.1809C21.1402 35.1889 21.5416 34.7776 21.5506 34.2613C21.5565 33.8981 21.3667 33.5809 21.0835 33.4218C21.3717 33.2718 21.5724 32.9616 21.5784 32.5984Z\" fill=\"#2264DC\" stroke=\"#00074A\" stroke-width=\"0.484848\" stroke-miterlimit=\"10\"\/>\n            <path d=\"M26.6955 18.4163C26.7871 12.9086 22.4656 8.36801 17.0443 8.27489C11.623 8.18178 7.15363 12.5722 7.06198 18.0799C7.02059 20.5659 7.87897 22.8548 9.33163 24.6269C9.34937 24.6479 9.43117 24.7331 9.45383 24.7571C11.6555 27.138 12.6686 29.2406 12.6568 29.9534L16.6836 30.0225L20.7104 30.0916C20.7223 29.3807 21.8103 27.3232 24.0819 25.0244C24.1085 24.9974 24.1804 24.9153 24.1923 24.9013C25.7129 23.1782 26.6531 20.9124 26.6945 18.4163H26.6955Z\" fill=\"#F2EBE0\" stroke=\"#00074A\" stroke-width=\"0.484848\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <path d=\"M13.6064 12.1523C10.9833 13.4641 9.9412 16.6184 11.283 19.1826\" stroke=\"#00074A\" stroke-width=\"0.484848\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <path d=\"M11.6667 22.3335C12.0684 22.3335 12.394 22.0078 12.394 21.6062C12.394 21.2045 12.0684 20.8789 11.6667 20.8789C11.2651 20.8789 10.9395 21.2045 10.9395 21.6062C10.9395 22.0078 11.2651 22.3335 11.6667 22.3335Z\" fill=\"white\" stroke=\"#00074A\" stroke-width=\"0.484848\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <path d=\"M16.7578 1V5.84848\" stroke=\"#00074A\" stroke-width=\"0.484848\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <path d=\"M7.06055 4.39453L9.96964 8.27332\" stroke=\"#00074A\" stroke-width=\"0.484848\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <path d=\"M1 12.8789L5.60606 14.3335\" stroke=\"#00074A\" stroke-width=\"0.484848\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <path d=\"M1 23.06L5.60606 21.6055\" stroke=\"#00074A\" stroke-width=\"0.484848\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <path d=\"M32.9996 22.8178L28.3936 21.3633\" stroke=\"#00074A\" stroke-width=\"0.484848\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <path d=\"M32.9996 12.6367L28.3936 14.0913\" stroke=\"#00074A\" stroke-width=\"0.484848\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <path d=\"M26.6969 4.15234L24.0303 8.03113\" stroke=\"#00074A\" stroke-width=\"0.484848\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n            <\/svg>\n            <div class=\"w-[calc(100%-38px)]\">\n                <p class=\"m-size-11 size-14\"><span style=\"font-weight: 400;\">La oferta es v\u00e1lida hasta <strong>30 d\u00edas.<\/strong><\/span><br \/>\n<span style=\"font-weight: 400;\">Todo el proceso se puede completar online con <strong>BankID.<\/strong><\/span><\/p>\n            <\/div>\n        <\/div>\n            <\/div>\n<\/div>\n\n<div id=\"cc-69ff3c90db343\" class=\"text_colums-outer-container overflow-hidden\">\n    <div class=\"container mx-auto py-12 px-6 md:py-14 md:px-14 lg:py-[120px] xl:px-28\">\n        <div class=\"flex flex-col flex-wrap md:flex-row gap-12 lg:gap-20\">\n                            <div class=\"w-full md:w-[calc(50%-24px)] lg:w-[calc(50%-40px)]\">\n                    <div class=\"w-full h-full p-8 flex flex-col gap-8 overflow-hidden bg-fjellvann-medium-beige border-b-8 border-fjellvann-green rounded-lg\">\n                        <h2 class=\"h2\">Antes de solicitar, prepara<\/h2><div class=\"content-rte richtext__contents\"><div id=\"1311853490\" class=\"u_1311853490 dmRespRow\">\n<div id=\"1143659432\" class=\"dmRespColsWrapper\">\n<div id=\"1281475441\" class=\"u_1281475441 dmRespCol small-12 medium-12 large-12\">\n<div id=\"1141980530\" class=\"dmNewParagraph u_1141980530\" data-element-type=\"paragraph\" data-version=\"5\">\n<ul>\n<li><span class=\"font-size-15 m-font-size-12\">nombre y apellidos<\/span><\/li>\n<li><span class=\"font-size-15 m-font-size-12\">n\u00famero personal permanente<\/span><\/li>\n<li><span class=\"font-size-15 m-font-size-12\">correo electr\u00f3nico<\/span><\/li>\n<li><span class=\"font-size-15 m-font-size-12\">n\u00famero de tel\u00e9fono<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"1757160653\" class=\"u_1757160653 dmRespRow\">\n<div id=\"1679989968\" class=\"dmRespColsWrapper\">\n<div id=\"1199700160\" class=\"dmRespCol large-12 medium-12 small-12\">\n<div id=\"1436741081\" class=\"dmNewParagraph u_1436741081\" data-element-type=\"paragraph\" data-version=\"5\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"text-[#000] content-rte\"><p>Si no quieres rellenar el formulario, puedes llamarnos: 407 20 008. Te ayudamos a completar la solicitud.<\/p>\n<\/div>                    <\/div>\n                <\/div>\n                            <div class=\"w-full md:w-[calc(50%-24px)] lg:w-[calc(50%-40px)]\">\n                    <div class=\"w-full h-full p-8 flex flex-col gap-8 overflow-hidden bg-fjellvann-medium-beige border-b-8 border-fjellvann-green rounded-lg\">\n                        <h2 class=\"h2\">Solicita una tarjeta de cr\u00e9dito si:<\/h2><div class=\"content-rte richtext__contents\"><div id=\"1279787279\" class=\"u_1279787279 dmRespRow\">\n<div id=\"1746018971\" class=\"dmRespColsWrapper\">\n<div id=\"1588294840\" class=\"dmRespCol small-12 u_1588294840 medium-12 large-12\">\n<div id=\"1252460504\" class=\"u_1252460504 dmNewParagraph\" data-element-type=\"paragraph\" data-version=\"5\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><span style=\"font-weight: 400;\">tienes m\u00e1s de 18 a\u00f1os<\/span><\/li>\n<li><span style=\"font-weight: 400;\">tus ingresos anuales son de al menos 230 000 NOK<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"1353802694\" class=\"u_1353802694 dmRespRow\">\n<div id=\"1193567700\" class=\"dmRespColsWrapper\">\n<div id=\"1219916018\" class=\"dmRespCol large-12 medium-12 small-12\">\n<div id=\"1939982372\" class=\"dmNewParagraph\" data-element-type=\"paragraph\" data-version=\"5\">\n<p><span style=\"font-weight: 400;\"><strong>Atenci\u00f3n<\/strong>: todos los solicitantes pasan por una evaluaci\u00f3n crediticia.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>                    <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n\n<div id=\"69ff3c90dc6db\" class=\"feature_content-outer-container overflow-hidden\">\n    <div class=\"container mx-auto py-10 px-6 md:p-14 xl:p-28\">\n        <div class=\"flex flex-col gap-6 md:flex-row md:items-center md:gap-[40px] lg:gap-[80px]\">\n                            <div class=\"w-full md:w-[calc(50%-20px)] lg:w-[calc(47%-40px)] order-2 md:order-1\">\n                    <div class=\"flex flex-col gap-6 md:gap-8\">\n                        <h2 class=\"h2\">Solicita una tarjeta de cr\u00e9dito en solo 1 d\u00eda<\/h2>                        <div class=\"feature__content-subtitle-contents flex flex-col gap-6\">\n                            <h3 class=\"h4 font-recklessregular\">Con nosotros puedes elegir la tarjeta que mejor se adapta a tus necesidades.  Solicita online \u2014 r\u00e1pido y sencillo.<\/h3><div class=\"feature__content-text space-y-6\"><p><span style=\"font-weight: 400;\">\u00a0La solicitud es &#8211; gratis y sin compromiso.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Te ayudamos a comparar ofertas de bancos y encontrar la mejor opci\u00f3n.<\/span><\/p>\n<\/div>                        <\/div>\n                                                <div class=\"feature_content-btn\">\n                        <a id=\"\" href=\"https:\/\/www.motty.no\/es\/prestamos-en-noruega\" class=\"text-nowrap flex items-center justify-center transition-all ease-in duration-300 rounded font-generalsansmedium text-center text-fjellvann-white bg-fjellvann-green hover:bg-fjellvann-light-green py-[18px] px-6 \">Consulta gratis tus opciones<\/a>                        <\/div>\n                                            <\/div>\n                <\/div>\n                                        <div class=\"w-full md:w-[calc(50%-20px)] lg:w-[calc(53%-40px)] order-1  md:order-2\">\n                                    <img decoding=\"async\" class=\"rounded-lg overflow-hidden border-b-8 border-b-fjellvann-green\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2026\/05\/tarjetas-de-credito-en-noruega-kredittkort.png\" alt=\"Infograf\u00eda en espa\u00f1ol de Motty sobre tarjetas de cr\u00e9dito en Noruega, con l\u00edmites t\u00edpicos, per\u00edodo sin intereses de 45\u201350 d\u00edas y tipo de inter\u00e9s efectivo anual del 20\u201330%.\" \/>\n                                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n\n<div id=\"69ff3c90de7a7\" class=\"flexible__content-outer-container\">\n    <div class=\"container mx-auto md:px-14 md:py-14 xl:px-28\">\n        <div class=\"flex flex-col md:flex-row gap-10 xl:gap-20 items-start\">\n                                                    <div class=\"flexible__contents-inner-container px-6 md:px-0 md:w-[calc(60%-20px)] md:order-1 xl:w-[65ch] mx-auto\">\n                    <div class=\"flexible__contents-inner-items flex flex-col gap-12 md:gap-14 lg:gap-20\">\n                                                            <div class=\"flexible__contents-rte content-rte richtext__contents\">\n                                        <div id=\"1344300051\" class=\"u_1344300051 dmNewParagraph hide-for-small\" data-element-type=\"paragraph\" data-version=\"5\">\n<h2>Tarjeta de cr\u00e9dito en Noruega<\/h2>\n<\/div>\n                                    <\/div>\n                                                                    <div class=\"flexible__contents-rte content-rte richtext__contents\">\n                                        <section class=\"motty-content-block\">\n<h2>C\u00f3mo funciona una tarjeta de cr\u00e9dito en Noruega<\/h2>\n<p>Una tarjeta de cr\u00e9dito funciona como un l\u00edmite de cr\u00e9dito renovable.<\/p>\n<p>El banco te concede una cantidad determinada, por ejemplo 50 000 NOK, que puedes utilizar para compras o pagos.<\/p>\n<h3>Elementos principales de una tarjeta de cr\u00e9dito:<\/h3>\n<ul>\n<li><strong>L\u00edmite de cr\u00e9dito<\/strong><br \/>\nla cantidad m\u00e1xima que puedes utilizar.<\/li>\n<li><strong>Periodo sin intereses<\/strong><br \/>\nel tiempo durante el cual puedes pagar la deuda sin intereses.<\/li>\n<li><strong>Pago m\u00ednimo<\/strong><br \/>\nla cantidad m\u00ednima que debes pagar cada mes.<\/li>\n<\/ul>\n<p>Despu\u00e9s de pagar la deuda, el l\u00edmite vuelve a estar disponible.<\/p>\n<h2>Qu\u00e9 l\u00edmite puede tener una tarjeta de cr\u00e9dito<\/h2>\n<p>El l\u00edmite de cr\u00e9dito depende de la situaci\u00f3n financiera individual del cliente.<\/p>\n<p>En Noruega, las tarjetas de cr\u00e9dito suelen tener un l\u00edmite de:<\/p>\n<div class=\"motty-highlight\">10 000 \u2013 200 000 NOK<\/div>\n<p>El banco determina el l\u00edmite seg\u00fan:<\/p>\n<ul>\n<li>los ingresos<\/li>\n<li>el historial crediticio<\/li>\n<li>las deudas existentes<\/li>\n<li>la estabilidad laboral<\/li>\n<\/ul>\n<p>A veces, el banco puede aumentar el l\u00edmite despu\u00e9s de cierto tiempo de uso de la tarjeta.<\/p>\n<h2>Cu\u00e1nto cuesta una tarjeta de cr\u00e9dito<\/h2>\n<p>El coste de usar una tarjeta depende del banco y de las condiciones de cada oferta.<\/p>\n<h3>Costes m\u00e1s frecuentes:<\/h3>\n<ul>\n<li><strong>tipo de inter\u00e9s<\/strong><br \/>\naproximadamente 18\u201330% anual<\/li>\n<li><strong>cuota anual<\/strong><br \/>\nmuchas tarjetas en Noruega no tienen comisi\u00f3n anual<\/li>\n<li>comisi\u00f3n por retirar efectivo<\/li>\n<li>comisi\u00f3n por operaciones en otra moneda<\/li>\n<\/ul>\n<p>La mayor\u00eda de las tarjetas ofrece un periodo sin intereses de 40\u201350 d\u00edas, durante el cual no se aplican intereses.<\/p>\n<h2>Tarjeta de cr\u00e9dito o tarjeta de d\u00e9bito<\/h2>\n<p>Las tarjetas de cr\u00e9dito y de d\u00e9bito se parecen, pero funcionan de forma diferente.<\/p>\n<div class=\"motty-two-columns\">\n<div>\n<h3>Tarjeta de cr\u00e9dito<\/h3>\n<ul>\n<li>utilizas el dinero del banco<\/li>\n<li>puede tener un periodo sin intereses<\/li>\n<li>a menudo incluye bonificaciones o seguros<\/li>\n<\/ul>\n<\/div>\n<div>\n<h3>Tarjeta de d\u00e9bito<\/h3>\n<ul>\n<li>utilizas tu propio dinero de la cuenta<\/li>\n<li>no tiene l\u00edmite de cr\u00e9dito<\/li>\n<li>no genera intereses<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p>Muchas personas utilizan ambos tipos de tarjeta para diferentes situaciones financieras.<\/p>\n<h2>Ventajas de las tarjetas de cr\u00e9dito<\/h2>\n<p>Las tarjetas de cr\u00e9dito pueden ser una herramienta financiera \u00fatil si se utilizan de forma responsable.<\/p>\n<h3>Principales ventajas:<\/h3>\n<ul>\n<li>acceso a dinero adicional<\/li>\n<li>periodo sin intereses<\/li>\n<li>programas de puntos y descuentos<\/li>\n<li>seguro de viaje<\/li>\n<li>pagos online m\u00e1s seguros<\/li>\n<\/ul>\n<p>Las tarjetas de cr\u00e9dito tambi\u00e9n se utilizan con frecuencia para reservar hoteles o alquilar coches.<\/p>\n<h2>\u00bfEs segura una tarjeta de cr\u00e9dito?<\/h2>\n<p>Las tarjetas de cr\u00e9dito ofrecen un alto nivel de seguridad.<\/p>\n<p>En caso de fraude, puedes utilizar el procedimiento de chargeback, que permite reclamar la devoluci\u00f3n del dinero.<\/p>\n<p>Muchas tarjetas tambi\u00e9n ofrecen:<\/p>\n<ul>\n<li>protecci\u00f3n en compras online<\/li>\n<li>seguro de viaje<\/li>\n<li>garant\u00edas adicionales en compras<\/li>\n<\/ul>\n<h2>Cu\u00e1ndo una tarjeta de cr\u00e9dito puede ser una buena opci\u00f3n<\/h2>\n<p>Una tarjeta de cr\u00e9dito puede ser \u00fatil en situaciones como:<\/p>\n<ul>\n<li>compras online<\/li>\n<li>reservas de hoteles y viajes<\/li>\n<li>pagos en el extranjero<\/li>\n<li>gastos imprevistos<\/li>\n<\/ul>\n<p>Si pagas la deuda dentro del periodo sin intereses, usar la tarjeta puede ser pr\u00e1cticamente gratuito.<\/p>\n<h2>Refinanciaci\u00f3n de deudas de tarjetas de cr\u00e9dito<\/h2>\n<p>La deuda de las tarjetas de cr\u00e9dito suele tener un tipo de inter\u00e9s m\u00e1s alto que otros tipos de pr\u00e9stamos.<\/p>\n<p>Si tienes varias tarjetas de cr\u00e9dito con deuda, puede ser conveniente considerar la refinanciaci\u00f3n.<\/p>\n<p>La refinanciaci\u00f3n significa:<\/p>\n<ul>\n<li>pagar todas las tarjetas de cr\u00e9dito<\/li>\n<li>agrupar las deudas en un solo pr\u00e9stamo<\/li>\n<li>obtener un tipo de inter\u00e9s m\u00e1s bajo<\/li>\n<\/ul>\n<p>Esto ayuda a reducir los gastos mensuales y a tener un mejor control de tus finanzas.<\/p>\n<h2>Tarjeta de cr\u00e9dito para extranjeros en Noruega<\/h2>\n<p>Los extranjeros que trabajan en Noruega tambi\u00e9n pueden obtener una tarjeta de cr\u00e9dito. Es necesario tener un n\u00famero personal permanente, ingresos estables y la posibilidad de firmar el contrato mediante BankID.<\/p>\n<\/section>\n                                    <\/div>\n                                                                    <div class=\"flexible__contents-accordion\">\n                                                                                    <div class=\"border-fjellvann-medium-blue first:border-t border-b accordion__item-block\">\n                                                <h3 class=\"h4 font-recklessregular flex items-center justify-between cursor-pointer accordion__item-qa py-6 transition-all duration-300 ease-in-out\">\n                                                    <span class=\"w-[calc(100%-32px)] cursor-pointer\">\u00bfEs gratuita una tarjeta de cr\u00e9dito en Noruega?<\/span>\n                                                    <div class=\"flex items-center justify-center w-[32px] h-[32px] rounded-full bg-fjellvann-blue\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                                                            <path d=\"M12 5V19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                            <path d=\"M5 12H19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                        <\/svg>\n                                                    <\/div>\n                                                <\/h3>\n                                                <div class=\"accordion__item_content max-h-[0] overflow-hidden\">\n                                                    <p>Muchas tarjetas no tienen cuota anual, pero pueden incluir intereses o comisiones.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                                                                    <div class=\"border-fjellvann-medium-blue first:border-t border-b accordion__item-block\">\n                                                <h3 class=\"h4 font-recklessregular flex items-center justify-between cursor-pointer accordion__item-qa py-6 transition-all duration-300 ease-in-out\">\n                                                    <span class=\"w-[calc(100%-32px)] cursor-pointer\">\u00bfCu\u00e1l es el l\u00edmite de una tarjeta de cr\u00e9dito en Noruega?<\/span>\n                                                    <div class=\"flex items-center justify-center w-[32px] h-[32px] rounded-full bg-fjellvann-blue\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                                                            <path d=\"M12 5V19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                            <path d=\"M5 12H19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                        <\/svg>\n                                                    <\/div>\n                                                <\/h3>\n                                                <div class=\"accordion__item_content max-h-[0] overflow-hidden\">\n                                                    <p>En Noruega, el l\u00edmite suele estar entre 10 000 y 200 000 NOK.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                                                                    <div class=\"border-fjellvann-medium-blue first:border-t border-b accordion__item-block\">\n                                                <h3 class=\"h4 font-recklessregular flex items-center justify-between cursor-pointer accordion__item-qa py-6 transition-all duration-300 ease-in-out\">\n                                                    <span class=\"w-[calc(100%-32px)] cursor-pointer\">\u00bfTiene la tarjeta de cr\u00e9dito en Noruega un periodo sin intereses?<\/span>\n                                                    <div class=\"flex items-center justify-center w-[32px] h-[32px] rounded-full bg-fjellvann-blue\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                                                            <path d=\"M12 5V19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                            <path d=\"M5 12H19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                        <\/svg>\n                                                    <\/div>\n                                                <\/h3>\n                                                <div class=\"accordion__item_content max-h-[0] overflow-hidden\">\n                                                    <p>S\u00ed, la mayor\u00eda de las tarjetas ofrecen entre 40 y 50 d\u00edas sin intereses.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                                                                    <div class=\"border-fjellvann-medium-blue first:border-t border-b accordion__item-block\">\n                                                <h3 class=\"h4 font-recklessregular flex items-center justify-between cursor-pointer accordion__item-qa py-6 transition-all duration-300 ease-in-out\">\n                                                    <span class=\"w-[calc(100%-32px)] cursor-pointer\">\u00bfAfecta una tarjeta de cr\u00e9dito a la capacidad crediticia en Noruega?<\/span>\n                                                    <div class=\"flex items-center justify-center w-[32px] h-[32px] rounded-full bg-fjellvann-blue\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                                                            <path d=\"M12 5V19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                            <path d=\"M5 12H19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                        <\/svg>\n                                                    <\/div>\n                                                <\/h3>\n                                                <div class=\"accordion__item_content max-h-[0] overflow-hidden\">\n                                                    <p>S\u00ed. Los bancos tienen en cuenta el l\u00edmite de la tarjeta al evaluar tu situaci\u00f3n financiera.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                                                                    <div class=\"border-fjellvann-medium-blue first:border-t border-b accordion__item-block\">\n                                                <h3 class=\"h4 font-recklessregular flex items-center justify-between cursor-pointer accordion__item-qa py-6 transition-all duration-300 ease-in-out\">\n                                                    <span class=\"w-[calc(100%-32px)] cursor-pointer\">\u00bfSe pueden tener varias tarjetas de cr\u00e9dito en Noruega?<\/span>\n                                                    <div class=\"flex items-center justify-center w-[32px] h-[32px] rounded-full bg-fjellvann-blue\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                                                            <path d=\"M12 5V19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                            <path d=\"M5 12H19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                        <\/svg>\n                                                    <\/div>\n                                                <\/h3>\n                                                <div class=\"accordion__item_content max-h-[0] overflow-hidden\">\n                                                    <p>S\u00ed, pero tener muchas tarjetas puede reducir la capacidad crediticia.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                                                                    <div class=\"border-fjellvann-medium-blue first:border-t border-b accordion__item-block\">\n                                                <h3 class=\"h4 font-recklessregular flex items-center justify-between cursor-pointer accordion__item-qa py-6 transition-all duration-300 ease-in-out\">\n                                                    <span class=\"w-[calc(100%-32px)] cursor-pointer\">\u00bfSe puede retirar efectivo con una tarjeta de cr\u00e9dito en Noruega?<\/span>\n                                                    <div class=\"flex items-center justify-center w-[32px] h-[32px] rounded-full bg-fjellvann-blue\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                                                            <path d=\"M12 5V19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                            <path d=\"M5 12H19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                        <\/svg>\n                                                    <\/div>\n                                                <\/h3>\n                                                <div class=\"accordion__item_content max-h-[0] overflow-hidden\">\n                                                    <p>S\u00ed, pero normalmente se aplica una comisi\u00f3n adicional.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                                                                    <div class=\"border-fjellvann-medium-blue first:border-t border-b accordion__item-block\">\n                                                <h3 class=\"h4 font-recklessregular flex items-center justify-between cursor-pointer accordion__item-qa py-6 transition-all duration-300 ease-in-out\">\n                                                    <span class=\"w-[calc(100%-32px)] cursor-pointer\">\u00bfPuede un extranjero obtener una tarjeta de cr\u00e9dito en Noruega?<\/span>\n                                                    <div class=\"flex items-center justify-center w-[32px] h-[32px] rounded-full bg-fjellvann-blue\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                                                            <path d=\"M12 5V19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                            <path d=\"M5 12H19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                        <\/svg>\n                                                    <\/div>\n                                                <\/h3>\n                                                <div class=\"accordion__item_content max-h-[0] overflow-hidden\">\n                                                    <p>S\u00ed, si trabaja en Noruega y tiene ingresos estables<\/p>\n                                                <\/div>\n                                            <\/div>\n                                                                                    <div class=\"border-fjellvann-medium-blue first:border-t border-b accordion__item-block\">\n                                                <h3 class=\"h4 font-recklessregular flex items-center justify-between cursor-pointer accordion__item-qa py-6 transition-all duration-300 ease-in-out\">\n                                                    <span class=\"w-[calc(100%-32px)] cursor-pointer\">\u00bfSe puede refinanciar la deuda de tarjetas de cr\u00e9dito en Noruega?<\/span>\n                                                    <div class=\"flex items-center justify-center w-[32px] h-[32px] rounded-full bg-fjellvann-blue\">\n                                                        <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                                                            <path d=\"M12 5V19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                            <path d=\"M5 12H19\" stroke=\"#FEFCF8\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/>\n                                                        <\/svg>\n                                                    <\/div>\n                                                <\/h3>\n                                                <div class=\"accordion__item_content max-h-[0] overflow-hidden\">\n                                                    <p>S\u00ed, mediante un pr\u00e9stamo de refinanciaci\u00f3n puedes agrupar todas las deudas en una sola.<\/p>\n                                                <\/div>\n                                            <\/div>\n                                                                            <\/div>\n                                                    <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<figure class=\"wp-block-image aligncenter size-large\"><a href=\"https:\/\/www.motty.no\/es\/prestamos-en-noruega\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"819\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2026\/05\/comprueba-tus-posibilidades-en-2-minutos-motty-1024x819.png\" alt=\"Infograf\u00eda en espa\u00f1ol de Motty sobre la posibilidad de comprobar ofertas personalizadas de m\u00e1s de 20 bancos en Noruega en 2 minutos, gratis y sin compromiso.\" class=\"wp-image-9031\" srcset=\"https:\/\/www.motty.no\/wp-content\/uploads\/2026\/05\/comprueba-tus-posibilidades-en-2-minutos-motty-1024x819.png 1024w, https:\/\/www.motty.no\/wp-content\/uploads\/2026\/05\/comprueba-tus-posibilidades-en-2-minutos-motty-300x240.png 300w, https:\/\/www.motty.no\/wp-content\/uploads\/2026\/05\/comprueba-tus-posibilidades-en-2-minutos-motty-768x615.png 768w, https:\/\/www.motty.no\/wp-content\/uploads\/2026\/05\/comprueba-tus-posibilidades-en-2-minutos-motty.png 1402w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<\/div>\n<\/div>\n\n\n<div id=\"slb-69ff3c90e393b\" class=\"services__link-block-outer-container\">\n    <div class=\"max-w-[1080px] mx-auto py-6 px-0 md:px-14 md:py-16 xl:px-28 \">\n        <div class=\"hidden md:flex md:flex-wrap md:gap-8 md:items-center md:justify-center\">\n                        <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/es\/hipoteca-en-noruega\">\n            <span>Hipoteca en Noruega<\/span>            <\/a>\n                        <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/es\/prestamo-personal-en-noruega\">\n            <span>Pr\u00e9stamo personal en Noruega<\/span>            <\/a>\n                        <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/es\/refinanciacion-en-noruega\">\n            <span>Refinanciaci\u00f3n en Noruega<\/span>            <\/a>\n                        <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/es\/tarjeta-de-credito-en-noruega\">\n            <img decoding=\"async\" class=\"w-5 h-auto block\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/03\/kredittkort.svg\" alt=\"\"\/><span>Tarjeta de cr\u00e9dito en Noruega<\/span>            <\/a>\n                    <\/div>\n        <div class=\"block md:hidden\">\n            <div id=\"post8988\" class=\"swiper archive_swiper\" data-swiper=\"post8988\">\n                <div class=\"swiper-wrapper\">\n                                        <div class=\"swiper-slide w-fit\">\n                            <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/es\/hipoteca-en-noruega\">\n                        <span>Hipoteca en Noruega<\/span>                        <\/a>\n                    <\/div>\n\n                                        <div class=\"swiper-slide w-fit\">\n                            <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/es\/prestamo-personal-en-noruega\">\n                        <span>Pr\u00e9stamo personal en Noruega<\/span>                        <\/a>\n                    <\/div>\n\n                                        <div class=\"swiper-slide w-fit\">\n                            <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/es\/refinanciacion-en-noruega\">\n                        <span>Refinanciaci\u00f3n en Noruega<\/span>                        <\/a>\n                    <\/div>\n\n                                        <div class=\"swiper-slide w-fit\">\n                            <a class=\"flex items-center justify-between gap-[10px] py-[14px] px-[18px] rounded border border-fjellvann-medium-blue bg-fjellvann-medium-beige hover:bg-fjellvann-light-beige transition-colors\" href=\"https:\/\/www.motty.no\/es\/tarjeta-de-credito-en-noruega\">\n                        <img decoding=\"async\" class=\"w-5 h-auto block\" src=\"https:\/\/www.motty.no\/wp-content\/uploads\/2024\/03\/kredittkort.svg\" alt=\"\"\/><span>Tarjeta de cr\u00e9dito en Noruega<\/span>                        <\/a>\n                    <\/div>\n\n                                    <\/div>\n                <div class=\"sp-pagination-post8988 flex justify-center mt-4\"><\/div>\n            <\/div>\n\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"featured_media":0,"parent":0,"menu_order":0,"template":"","class_list":["post-8988","tjenester","type-tjenester","status-publish","hentry"],"acf":{"tjenester_icon":1856},"_links":{"self":[{"href":"https:\/\/www.motty.no\/es\/wp-json\/wp\/v2\/tjenester\/8988","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.motty.no\/es\/wp-json\/wp\/v2\/tjenester"}],"about":[{"href":"https:\/\/www.motty.no\/es\/wp-json\/wp\/v2\/types\/tjenester"}],"version-history":[{"count":12,"href":"https:\/\/www.motty.no\/es\/wp-json\/wp\/v2\/tjenester\/8988\/revisions"}],"predecessor-version":[{"id":9275,"href":"https:\/\/www.motty.no\/es\/wp-json\/wp\/v2\/tjenester\/8988\/revisions\/9275"}],"wp:attachment":[{"href":"https:\/\/www.motty.no\/es\/wp-json\/wp\/v2\/media?parent=8988"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}