{"id":7826,"date":"2026-02-18T12:51:14","date_gmt":"2026-02-18T12:51:14","guid":{"rendered":"https:\/\/www.motty.no\/?p=7826"},"modified":"2026-02-18T12:51:15","modified_gmt":"2026-02-18T12:51:15","slug":"loan-in-norway-with-d-number","status":"publish","type":"post","link":"https:\/\/www.motty.no\/en\/artikler\/loans\/loan-in-norway-with-d-number","title":{"rendered":"Loan in Norway with D number"},"content":{"rendered":"\n

Are you considering a Loan in Norway with D number<\/strong>? To apply for a loan in Norway, you must meet several key criteria \u2013 not only income requirements. One of the most important conditions is having a permanent personal identification number, known as a f\u00f8dselsnummer. Find out what to do if you do not have one and whether it is possible to get a loan in Norway in such a situation.<\/p>\n\n\n\n

Can I get a loan in Norway with a temporary D number?<\/h2>\n\n\n\n

Unfortunately, obtaining a loan in Norway without a f\u00f8dselsnummer is not possible. A permanent personal number, registered address in Norway, a Norwegian bank account, and legal income are the main requirements that determine whether your loan application will be approved.<\/p>\n\n\n\n

If you currently have only a D number (temporary personal number), you must first apply for a permanent personal number \u2013 a f\u00f8dselsnummer.<\/p>\n\n\n\n

Types of personal numbers in Norway<\/h2>\n\n\n\n

There are two main types of personal identification numbers in Norway:<\/p>\n\n\n\n

    \n
  • D number<\/strong> \u2013 a temporary number assigned to foreign nationals who plan to stay in Norway for less than six months.<\/li>\n\n\n\n
  • F number (f\u00f8dselsnummer)<\/strong> \u2013 a permanent number assigned to individuals planning to stay in Norway for more than six months.<\/li>\n<\/ul>\n\n\n\n

    How to apply for a permanent personal number (F number)?<\/h2>\n\n\n\n

    A f\u00f8dselsnummer is assigned to individuals who plan to stay in Norway for longer than six months and have an employment contract.<\/p>\n\n\n\n

    To apply, you must first register your relocation and prepare the following documents:<\/p>\n\n\n\n

      \n
    • completed application form,<\/li>\n\n\n\n
    • passport or other valid ID,<\/li>\n\n\n\n
    • employment contract longer than six months,<\/li>\n\n\n\n
    • rental agreement or property purchase contract,<\/li>\n\n\n\n
    • residence registration confirmation from UDI.<\/li>\n<\/ul>\n\n\n\n

      If you do not yet have a D number, you must also apply for a tax card.<\/p>\n\n\n\n

      Once you receive your f\u00f8dselsnummer, you must inform your bank and other relevant institutions about the change from D number to F number.<\/p>\n\n\n\n

      Where should you submit the application?<\/h2>\n\n\n\n

      You cannot apply online. You must appear in person at:<\/p>\n\n\n\n

        \n
      • Skatteetaten (Norwegian Tax Administration), or<\/li>\n\n\n\n
      • SUA \u2013 Service Center for Foreign Workers.<\/li>\n<\/ul>\n\n\n\n

        It is recommended to book an appointment in advance.<\/p>\n\n\n\n

        Why is it worth applying for a f\u00f8dselsnummer?<\/h2>\n\n\n\n

        A permanent personal number provides significantly more benefits than a temporary D number. These include:<\/p>\n\n\n\n

          \n
        • the ability to officially register your residence in Norway,<\/li>\n\n\n\n
        • access to loans in Norway as a private individual or business owner,<\/li>\n\n\n\n
        • easier opening of a bank account,<\/li>\n\n\n\n
        • the possibility to apply for credit and debit cards,<\/li>\n\n\n\n
        • access to public healthcare,<\/li>\n\n\n\n
        • the ability to handle administrative matters online.<\/li>\n<\/ul>\n\n\n\n

          Without a f\u00f8dselsnummer, a Loan in Norway with D number<\/strong> is not granted.<\/p>\n\n\n\n

          How long does it take to receive a f\u00f8dselsnummer?<\/h2>\n\n\n\n

          The average processing time is approximately six weeks. However, this period may vary depending on the number of applications being processed.<\/p>\n\n\n\n

          Once approved, your f\u00f8dselsnummer will be sent to you by post.<\/p>\n\n\n\n

          Having a permanent personal number opens many opportunities and allows you to fully participate in Norwegian society. For many people, it is essential when applying for a loan in Norway, whether for a home purchase, a car, or other financial needs.<\/p>\n","protected":false},"excerpt":{"rendered":"

          Are you considering a Loan in Norway with D number? To apply for a loan in Norway, you must meet several key criteria \u2013 not only income requirements. One of the most important conditions is having a permanent personal identification number, known as a f\u00f8dselsnummer. Find out what to do if you do not have…<\/p>\n","protected":false},"author":16,"featured_media":7827,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[51],"tags":[],"class_list":["post-7826","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loans"],"acf":{"posts_author":[219],"show_last_updated":false},"_links":{"self":[{"href":"https:\/\/www.motty.no\/en\/wp-json\/wp\/v2\/posts\/7826","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.motty.no\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.motty.no\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.motty.no\/en\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/www.motty.no\/en\/wp-json\/wp\/v2\/comments?post=7826"}],"version-history":[{"count":1,"href":"https:\/\/www.motty.no\/en\/wp-json\/wp\/v2\/posts\/7826\/revisions"}],"predecessor-version":[{"id":7832,"href":"https:\/\/www.motty.no\/en\/wp-json\/wp\/v2\/posts\/7826\/revisions\/7832"}],"acf:post":[{"embeddable":true,"href":"https:\/\/www.motty.no\/en\/wp-json\/wp\/v2\/forfatter\/219"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.motty.no\/en\/wp-json\/wp\/v2\/media\/7827"}],"wp:attachment":[{"href":"https:\/\/www.motty.no\/en\/wp-json\/wp\/v2\/media?parent=7826"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.motty.no\/en\/wp-json\/wp\/v2\/categories?post=7826"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.motty.no\/en\/wp-json\/wp\/v2\/tags?post=7826"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}