{"id":8607,"date":"2024-04-03T06:52:42","date_gmt":"2024-04-03T06:52:42","guid":{"rendered":"https:\/\/www.motty.no\/ressurser\/lanekalkulator\/forbrukslankalkulator"},"modified":"2026-04-01T12:27:13","modified_gmt":"2026-04-01T12:27:13","slug":"forbrukslankalkulator","status":"publish","type":"page","link":"https:\/\/www.motty.no\/en\/ressurser\/lanekalkulator\/forbrukslankalkulator","title":{"rendered":"Personal loan calculator"},"content":{"rendered":"
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Personal loan calculator<\/h2>

Enter the amount you wish to borrow, the repayment period, and the interest rate to find out what the loan will cost per month. You can also see what the entire repayment plan will look like. <\/p>

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Find out what the loan will cost you<\/h2>

Are you wondering how much you can borrow in a personal loan and how much the loan will cost you? Test our personal loan calculator for free and submit an application to find the cheapest loan that suits you! <\/p> <\/div>\n

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Personal loan calculator<\/h1>\n

With Motty’s loan calculator for personal loans, you get an overview of how much you can borrow, how long you can take to repay the loan, and the total cost of the loan including interest and fees. Read more about how to get the lowest interest rate on a personal loan in the article below. <\/p>\n

Article – How to get the lowest interest rate on personal loans?<\/a><\/p>\n

How to apply for a personal loan?<\/h3>\n

A personal loan is a good option if you need to borrow larger sums to pay for something you cannot afford right now, or if unforeseen expenses should arise. It is very simple and completely free to apply for a personal loan with Motty. Read more about how to apply for a personal loan in the article below. <\/p>\n

Apply for a personal loan now – Personal loan<\/a><\/p>\n

How to use the personal loan calculator<\/h3>\n
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  1. Enter the desired loan amount from 25,000 kr to 600,000 kr<\/li>\n
  2. Enter the desired repayment period up to 5 years<\/li>\n
  3. The bank gives you a personalized offer on interest, fees and installments<\/li>\n
  4. You will receive a complete overview of offers from us and can compare the various offers in a clear manner. We also help you evaluate the loan offers against each other and can provide tips and advice along the way. <\/li>\n
  5. The personal loan calculator compares loans from various banks and shows the *estimated cost and monthly amount based on the effective interest rate from the lender’s interest example<\/li>\n<\/ol>\n

    Why should I use a loan calculator for personal loans?<\/h3>\n

    Many people wish or need to take out a personal loan but are unsure of what the total sum will end up being. Therefore, the loan calculator is smart to use. By using our loan calculator, you will get a simple overview of the cheapest personal loan and receive an estimated price quote for what the personal loan will cost you monthly. <\/p>\n

    Price example for personal loans<\/h3>\n

    The cost of your personal loan will vary based on how much you borrow and the length of your repayment period. A price example for a personal loan may look like this: <\/p>\n

    If you borrow 25,000 kr over 15 years, it costs 35,923 kroner if the effective interest rate is 15.87%. This means that the total loan amount for these 15 years comes to 60,923 kroner. The interest rate you receive will vary, but the nominal interest rate ranges from 6% to 23%. <\/p>\n

    What is the difference between nominal and effective interest rates?<\/h3>\n

    The nominal interest rate is the interest the bank offers on the loan, but this rate does not include fees and other costs. The effective interest rate is the total price you pay for the loan, i.e., the nominal interest rate including all fees and costs. Read more about the difference between nominal and effective interest rates in the article below. <\/p>\n

    Article – What is the difference between nominal and effective interest rates<\/a><\/p>\n

    Is a personal loan right for you?<\/h3>\n

    A personal loan is suitable for those who are at least 20 years old, reside in Norway, and have a steady income to show, as well as no debt collection cases or payment remarks. Use our personal loan calculator to find the cheapest personal loan for you. Read more about whether you should choose a personal loan or a credit card in the article below. <\/p>\n

    Article – Personal loan or credit card – which should I choose?<\/a><\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/div>\n

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    Do you need help?<\/h2>

    We at Motty are happy to help and advise you on anything you might be wondering about!<\/p>\n<\/div> <\/div>\n

    \n Contact us here<\/a> <\/div>\n <\/div>\n
    \n \"faq_prefooter\" <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/div>
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